| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $0 | $145K | $145K | 0.86% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | SECURIAN LIFE INSURANCE COMPANY | $0 | $235K | $235K | 1.51% |
| AON CONSULTING INC3 | 29810 NETWORK PLACE CHICAGO, IL 60673 | SECURIAN LIFE INSURANCE COMPANY | $0 | $215K | $215K | 1.51% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, ID 60673 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $625K | $18K | $643K | 12.82% |
| AON CONSULTING INC0 Filed as: AON CONSULTING | 200 E RANDOLPH ST CHICAGO, IL 60601 | FOUR EVER LIFE INS. CO. | $544 | $0 | $544 | 15.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHY ALLIANCE LIFE INS CO EIN 86-0257201 CLAIMS PROCESSOR | Float revenue; Contract Administrator; Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $48.9M |
| EYEMED EIN 47-3094984 CLAIMS PROCESSOR | Claims processing; Contract Administrator; Other insurance fees and expenses Service code 12 | — | $6.2M |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 CLAIMS PROCESSOR | Direct payment from the plan; Named fiduciary; Participant communication; Other services; Claims processing; Non-monetary compensation; Contract Administrator; Float revenue Service code 12 | — | $5.8M |
| EXPRESS SCRIPTS, INC. EIN 22-3461740 CLAIMS PROCESSOR | Other insurance fees and expenses; Contract Administrator Service code 13 | — | $5.1M |
| COMPSYCH CORPORATION EIN 36-3739783 CLAIMS PROCESSOR | Claims processing; Other insurance fees and expenses; Contract Administrator Service code 12 | — | $972K |
| HAWAII-WESTERN MANAGEMENT GROUP EIN 94-3193724 CONTRACT ADMINISTRATOR | Contract Administrator; Other insurance fees and expenses Service code 13 | — | $334K |
| HAWAII DENTAL SERVICE EIN 99-0107971 CLAIMS PROCESSOR | Other insurance fees and expenses; Claims processing Service code 12 | — | $103K |
| VISION SERVICE PLAN EIN 99-0247673 CONTRACT ADMINISTRATOR | Other insurance fees and expenses; Contract Administrator Service code 13 | — | $30K |
| CIGNA | Non-monetary compensation; Other services; Participant communication; Claims processing; Direct payment from the plan; Contract Administrator; Float revenue; Named fiduciary Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 92,196 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,096 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 93,292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC (SOUTHERN CA) | 4,115 | $30.6M |
| Life insurance(3 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 92,279 | $30.1M |
| Short-term disability(6 contracts, 2 carriers) | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 11,214 | $5.4M |
| Long-term disability(2 contracts, 2 carriers) | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 75,413 | $17.2M |
| Prescription drug(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC (SOUTHERN CA) | 4,115 | $30.6M |
| Other(2 contracts, 2 carriers) | ARAG INSURANCE COMPANY | 31,598 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 92,279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.