| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 2000 S COLORADO BLVD SUITE 900 TOWER II DENVER, CO 80222 | DELTA DENTAL OF COLORADO | $88K | — | $88K | 2.44% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SVCS OF CA | PO BOX 101162 PASADENA, CA 911891162 | HARTFORD LIFE AND ACCIDENT | — | $26K | $26K | 1.48% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORODO, INC. | PO BOX 101162 PASADENA, CA 91189 | HARTFORD LIFE AND ACCIDENT | $16K | — | $16K | 0.92% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 10087 | HARTFORD LIFE AND ACCIDENT | $11K | — | $11K | 0.62% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HUMAN RESOURCE CONSULTING IN | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | — | $10K | $10K | 0.56% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 NEW YORK, NY 100878852 | COMBINED INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 4.29% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 62877 COLLECTIONS CENTER DR CHICAGO, IL 60693 | COMBINED INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 4.16% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 100878852 | COMBINED INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 4.35% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 62877 COLLECTIONS CENTER DR CHICAGO, IL 60693 | COMBINED INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 3.50% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 10087 | HARTFORD LIFE AND ACCIDENT | $391 | — | $391 | 2.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INS SERVICES W | 2000 S COLORADO BLVD TOWER II SUITE 900 DENVER, CO 80222 | HARTFORD LIFE AND ACCIDENT | $196 | — | $196 | 1.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 62877 COLECTIONS CENTER DR CHICAGO, IL 60693 | EYEMED VISION CARE | $460 | — | $460 | 5.21% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 100878852 | EYEMED VISION CARE | $341 | — | $341 | 3.86% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 62877 COLLECTIONS CENTER DR CHICAGO, IL 60693 | COMBINED INSURANCE COMPANY OF AMERICA | $187 | — | $187 | 7.06% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 100878852 | COMBINED INSURANCE COMPANY OF AMERICA | $71 | — | $71 | 2.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,321 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 50 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,373 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF COLORADO | 17,228 | $3.6M |
| Vision(4 contracts, 2 carriers) | COMBINED INSURANCE COMPANY OF AMERICA | 3,074 | $514K |
| Other(4 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 5,321 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.