| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 2000 S COLORADO BLVD SUITE 900 TOWER II DENVER, CO 80222 | DELTA DENTAL OF COLORADO | $44K | — | $44K | 1.48% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 1900 16TH STREET, STE 1000 DENVER, CO 80202 | DELTA DENTAL OF COLORADO | $16K | — | $16K | 0.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 62877 COLLECTIONS CENTER DR CHICAGO, IL 60693 | COMBINED INSURANCE COMPANY OF AMERICA | $20K | — | $20K | 5.35% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMBINED INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 2.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 62877 COLLECTIONS CENTER DR CHICAGO, IL 60693 | COMBINED INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 6.03% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMBINED INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | PO BOX 101162 PASADENA, CA 91189 | HARTFORD LIFE AND ACCIDENT | $458 | — | $458 | 2.19% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $169 | — | $169 | 0.81% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO | 62877 COLLECTIONS CENTER DR CHICAGO, IL 60693 | COMBINED INSURANCE COMPANY OF AMERICA | $122 | — | $122 | 5.18% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMBINED INSURANCE COMPANY OF AMERICA | $43 | — | $43 | 1.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,354 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 143 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 131 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,628 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF COLORADO | 11,735 | $3.0M |
| Vision(3 contracts) | COMBINED INSURANCE COMPANY OF AMERICA | 2,828 | $510K |
| Other(3 contracts, 2 carriers) | COMPSYCH | 5,459 | $258K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,735 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.