| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON HEWITT | 1900 16TH STREET SUITE 1000 DENVER, CO 80202 | DELTA DENTAL OF COLORADO | $50K | — | $50K | 2.97% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC. | 1900 16TH ST, STE 1000 DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT | $28K | — | $28K | 2.09% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC. | P.O. BOX 905494 CHARLOTTE, NC 28290 | HARTFORD LIFE AND ACCIDENT | — | $5K | $5K | 0.34% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE, DEPT 1926 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $3K | $3K | 0.25% |
| AON CONSULTING INC3 Filed as: AON HEWITT | P.O. BOX 905494 CHARLOTTE, NC 28290 | COMBINED INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 6.55% |
| AON CONSULTING INC3 Filed as: AON HEWITT | P.O. BOX 905494 CHARLOTTE, NC 28290 | COMBINED INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 7.37% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 12.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 4100 E MISSISSIPPI AVE, STE 1500 DENVER, CO 80246 | HARTFORD LIFE AND ACCIDENT | $175 | — | $175 | 2.99% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | FOUR EVER LIFE INS CO. | $572 | — | $572 | 15.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 1900 16TH STREET, STE 1000 DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT | $244 | $7 | $251 | 15.44% |
| AON CONSULTING INC3 Filed as: AON HEWITT | P.O. BOX 905494 CHARLOTTE, NC 28290 | COMBINED INSURANCE COMPANY OF AMERICA | $104 | — | $104 | 8.34% |
| AON CONSULTING INC3 Filed as: AON HEWITT | P.O. BOX 905494 CHARLOTTE, NC 28290 | COMBINED INSURANCE COMPANY OF AMERICA | $64 | — | $64 | 8.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,591 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,618 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 4,591 | $2.9M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF COLORADO | 5,876 | $1.7M |
| Vision(5 contracts, 2 carriers) | COMBINED INSURANCE COMPANY OF AMERICA | 2,488 | $356K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 4,681 | $1.4M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 4,681 | $1.4M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 4,681 | $1.4M |
| Other(4 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 4,681 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,876 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.