| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | BLUE CROSS BLUE SHIELD OF TEXAS | $317K | $3K | $320K | 0.16% |
| US ONCOLOGY, INC.0 | 10101 WOODLOCH FOREST THE WOODLANDS, TX 773801975 | BLUE CROSS BLUE SHIELD OF TEXAS | — | $7K | $7K | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $979K | $111 | $979K | 3.26% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $412K | $412K | 1.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $67K | $67K | 0.22% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | VISION SERVICE PLAN | $77K | — | $77K | 3.96% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $112 | $14K | 3.33% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 1.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $112 | $6K | 4.11% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL. CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $362 | $362 | 0.25% |
| BENEPLACE, INC.3 Filed as: BENEPLACE, LLC | 19495 BISCAYNE BLVD, SUITE 300 STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $73 | $1K | 21.03% |
| BENEPLACE, INC.3 Filed as: BENEPLACE, LLC | 19495 BISCAYNE BLVD, SUITE 300 STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $296 | $14K | $15K | 467.98% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS & COMPENSATION | 101 PARK AVE, FL. 14 NEW YORK, NY 101782103 | METROPOLITAN LIFE INSURANCE COMPANY | $451 | $274 | $725 | 23.26% |
| BENEPLACE, INC.3 Filed as: BENEPLACE, LLC | 19495 BISCAYNE BLVD, SUITE 300 STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 467.39% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS & COMPENSATION | 101 PARK AVE, FL. 14 NEW YORK, NY 101782103 | METROPOLITAN LIFE INSURANCE COMPANY | $175 | $239 | $414 | 34.53% |
| BENEPLACE, INC.3 Filed as: BENEPLACE, LLC | 19495 BISCAYNE BLVD, SUITE 300 STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $34 | $13 | $47 | 9.46% |
| BENEPLACE, INC.3 Filed as: BENEPLACE, LLC | 19495 BISCAYNE BLVD, SUITE 300 STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $39 | $6K | $6K | 2763.51% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS & COMPENSATION | 101 PARK AVE, FL. 14 NEW YORK, NY 101782103 | METROPOLITAN LIFE INSURANCE COMPANY | — | $229 | $229 | 108.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,248 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 125 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,373 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 26,392 | $206.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 38,587 | $30.1M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 8,326 | $2.4M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 38,587 | $30.1M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 38,587 | $30.2M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 38,587 | $30.1M |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 38,587 | $30.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 38,587 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.