| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 5555 SAN FELIPE #1500 HOUSTON, TX 77056 | BLUE CROSS BLUE SHIELD OF TEXAS | $1.3M | — | $1.3M | 0.90% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $606K | $90 | $607K | 4.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $241K | $241K | 1.78% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $50K | $50K | 0.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 301 COMMERCE STREET SUITE 2101 FORT WORTH, TX 761024139 | AMERITAS LIFE INSURANCE CORP. | $144K | — | $144K | 2.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $54K | — | $54K | 4.00% |
| BENEPLACE, INC.3 | PO BOX 203550 AUSTIN, TX 787203550 | METROPOLITAN LIFE INSURANCE COMPANY | $152K | $133 | $152K | 14.07% |
| BENEPLACE, INC.3 | PO BOX 203550 AUSTIN, TX 787203550 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7K | $7K | 0.67% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | HM LIFE INSURANCE COMPANY | $15K | — | $15K | 4.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $771 | $482 | $1K | 5.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $168 | $168 | 0.69% |
| BENEPLACE, INC.3 | PO BOX 203550 AUSTIN, TX 787203550 | METROPOLITAN LIFE INSURANCE COMPANY | $834 | $133 | $967 | 16.59% |
| BENEPLACE, INC.3 | PO BOX 203550 AUSTIN, TX 787203550 | METROPOLITAN LIFE INSURANCE COMPANY | — | $18 | $18 | 0.31% |
| BENEPLACE, INC.3 | PO BOX 203550 AUSTIN, TN 787203550 | METROPOLITAN LIFE INSURANCE COMPANY | $21 | $133 | $154 | — |
| BENEPLACE, INC.3 | PO BOX 203550 AUSTIN, TX 787203550 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5 | $5 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 677 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,871 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 20,461 | $141.1M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 22,239 | $7.2M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 6,186 | $1.7M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 25,050 | $13.5M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 25,050 | $13.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 25,050 | $13.5M |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 25,050 | $14.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 25,050 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.