| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | BLUE CROSS BLUE SHIELD OF TEXAS | $289K | $479 | $290K | 0.17% |
| US ONCOLOGY, INC.0 | 10101 WOODLOCH FOREST THE WOODLANDS, TX 773801975 | BLUE CROSS BLUE SHIELD OF TEXAS | — | $26 | $26 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $907K | $95 | $907K | 3.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $408K | $408K | 1.46% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $55K | $55K | 0.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 1906 MORRISTOWN, NJ 079621906 | CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. | $73K | — | $73K | 3.53% |
| AUSTIN & CO INC3 Filed as: AUSTIN & COMPANY | 20 CORPORATE WOODS BLVD. ALBANY, NY 12211 | CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. | $7K | — | $7K | 0.34% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $81K | — | $81K | 4.64% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 1906 MORRISTOWN, NJ 079621906 | CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. | $44K | — | $44K | 4.00% |
| BENEPLACE, INC.3 | 19495 BISCAYNE BLVD, SUITE 300 AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $212K | $29K | $241K | 33.70% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS & COMPENSATION | 101 PARK AVE, FL. 14 NEW YORK, NY 101782103 | METROPOLITAN LIFE INSURANCE COMPANY | $132 | $177 | $309 | 0.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | HM LIFE INSURANCE COMPANY | $16K | — | $16K | 4.00% |
| BENEPLACE, INC.3 | 19495 BISCAYNE BLVD, SUITE 300 AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $84K | $10K | $94K | 32.26% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS & COMPENSATION | 101 PARK AVE, FL. 14 NEW YORK, NY 101782103 | METROPOLITAN LIFE INSURANCE COMPANY | $4 | $164 | $168 | 0.06% |
| BENEPLACE, INC.3 | 19495 BISCAYNE BLVD, SUITE 300 AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $78K | $8K | $86K | 30.78% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS & COMPENSATION | 101 PARK AVE, FL. 14 NEW YORK, NY 101782103 | METROPOLITAN LIFE INSURANCE COMPANY | $12 | $165 | $177 | 0.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $95 | $6K | 4.39% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29848 NETWORK PL. CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.59% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $317 | $317 | 0.23% |
| BENEPLACE, INC.3 | 19495 BISCAYNE BLVD, SUITE 300 AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $67 | $1K | 24.09% |
| BENEPLACE, INC.3 | 19495 BISCAYNE BLVD, SUITE 300 AVENTURA, FL 331082319 | METROPOLITAN LIFE INSURANCE COMPANY | $39 | $13 | $52 | 10.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,210 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,303 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,513 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 23,626 | $170.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 46,544 | $27.9M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 7,262 | $2.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 46,544 | $27.9M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 46,544 | $28.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 46,544 | $27.9M |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 46,544 | $28.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 46,544 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.