| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 802370000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $70K | $3K | $72K | 5.20% |
| KRISTA K PRICE3 Filed as: KRISTA K. PRICE | 3864 S. QUINCES STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | — | $16K | 8.76% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E. TUFTS AVE SUITE 1000 DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 5.22% |
| JEFFREY P PRICE3 Filed as: JEFFREY P. PRICE | 3864 S. QUINCES STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.70% |
| KATIE J FLETCHER3 Filed as: KATIE J. FLETCHER | 9247 N. MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.59% |
| TIM B. ASBY3 | 9247 N. MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $452 | — | $452 | 0.25% |
| GREG DANIELS3 Filed as: GREG G. WAY | 13074 COFFEE TREE ST PARKER, CO 80134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $286 | — | $286 | 0.16% |
| J MERRITT MCDOLE3 Filed as: J. MERRITT MCDOLE | 12120 SW FOOTHILL DR PORTLAND, OR 97225 | CONTINENTAL AMERICAN INSURANCE COMPANY | $168 | — | $168 | 0.09% |
| NANCY LAPHAM3 Filed as: NANCY L. HARMON | 3925 S QUATAR ST AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $152 | — | $152 | 0.09% |
| NICOLE BETH JENKINS3 Filed as: NICOLE B. JENKINS | 2301 BURLINGTON ST SUITE 200 KANSAS CITY, MO 64116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $130 | — | $130 | 0.07% |
| JOSE DE LOS SANTOS III3 | 155 INVERNESS DR WEST SUITE 300 ENGLEWOOD, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $97 | — | $97 | 0.05% |
| TINA WAY3 Filed as: TINA R. WAY | 155 INVERNESS DR WEST SUITE 300 ENGLEWOOD, CO 80122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | 0.05% |
| MELISSA B BOYLE3 Filed as: MELISSA B. BOYLE | 6300 E HAMPDEN AVE C101 DENVER, CO 80222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | — | $84 | 0.05% |
| CHARLES E DAVIS3 | 1605 E NORTH ST ALBANY, MO 64402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.04% |
| CHRISTINA L SHEPARD3 Filed as: CHRISTINA L. SHEPARD | 14143 DENVER WEST PKWY STE100 LAKEWOOD, CO 80401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.04% |
| CHRISTINA M SEXTON3 Filed as: CHRISTINA M. SEXTON | 6059 S QUEBEC ST SUITE 100 CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.03% |
| THE C & S GROUP INC3 Filed as: C & S GROUP | 2301 BURLINGTON ST N KANSAS CITY, MO 64116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.03% |
| NICHOLETTE R POWELL3 | 784 GATES MILLS DR FORT MILL, SC 29708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.02% |
| JAMES M GARNER3 Filed as: JAMES M. GARNER | 640 GOOSEBERRY DR UNIT 303 LONGMONT, CO 80503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.02% |
| DENISE SIMPSON3 Filed as: DENISE F SIMPSON | 6209 SOUTH 24TH STREET ST JOSEPH, MO 64504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| PAMELA LEFLER3 | #3 ELMWOOD ROAD ST JOSEPH, MO 64505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| KIEFER GROUP INSURANCE AGCY LLC3 Filed as: KIEFER GROUP INSURANCE -CE AGEN LLC | 12002 SOUTH MILONA DRIVE DRAPER, UT 84020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| THE REVOLUTION LLC3 | 1300 S. 11TH ST SUITE 153 ST JOSEPH, MO 64503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 487 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 490 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 728 | $1.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 0 | $0 |
| Vision(2 contracts) | EYEMED VISION CARE | 875 | $51K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 555 | $184K |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 797 | $280K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 155 | $138K |
| Other(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 555 | $184K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 875 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.