| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HERITAGE COMPANIES3 Filed as: HERITAGE COMPANIES | 7926 E 171ST STREET STE 100 BELTON, MO 64012 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $30K | — | $30K | 1.91% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 802370000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $6K | — | $6K | 0.62% |
| ACRISURE LLC3 Filed as: ACRISURE HERITAGE INSURANCE AGENCY | 7926 E 171ST ST BELTON, MO 64012 | PRINCIPAL LIFE INSURANCE COMPANY | $17K | — | $17K | 8.95% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS | 1530 RAX CT JEFFERSON CITY, MO 651091794 | PRINCIPAL LIFE INSURANCE COMPANY | — | $9K | $9K | 4.66% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 N KIRKWOOD RD STE 300 SAINT LOUIS, MO 631224042 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 2.96% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | — | $4K | 2.16% |
| ACRISURE LLC3 | 2625 W PETERSON AVE CHICAGO, IL 606594004 | PRINCIPAL LIFE INSURANCE COMPANY | — | $2K | $2K | 1.08% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $7K | $7K | 3.99% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 4.17% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $897 | $897 | 4.19% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 INSURANCE BROKER | Direct payment from the plan; Float revenue; Other services; Contract Administrator; Participant communication; Named fiduciary; Non-monetary compensation; Claims processing Service code 12 | — | $351K |
| BLUE CROSS BLUE SHIELD OF KANSAS EIN 48-0952857 NONE | Contract Administrator Service code 13 | — | $258K |
| MOODY INSURANCE AGENCY INSURANCE BROKER | Other commissions; Insurance agents and brokers Service code 22 | 8055 EAST TUFTS AVENUE, STE 1000 DENVER, CO 80237 | $98K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,006 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,023 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 839 | $2.5M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 445 | $192K |
| Vision(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 864 | $236K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 598 | $213K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 805 | $267K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 445 | $360K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 355 | $1.6M |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 598 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 864 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.