| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 802370000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $70K | — | $70K | 5.83% |
| CY, INC MOODY INSURANCE AGEN3 Filed as: CY INC MOODY INSURANCE AGENCY | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15K | — | $15K | 5.66% |
| KRISTA K PRICE3 | 3864 S. QUINCES ST DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 5.25% |
| JEFFREY P PRICE3 | 3864 S. QUINCES ST DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.85% |
| KATIE J FLETCHER3 | 9247 N MERDIAN INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.70% |
| TIMOTHY B ASBY3 | 9247 N MERDIAN STE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $805 | — | $805 | 0.29% |
| GREGORY G WAY3 | 13074 COFFEE TREE ST PARKER, CO 80134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $509 | — | $509 | 0.19% |
| NANCY LAPHAM3 Filed as: NANCY L HARMON | 3925 QUATAR ST AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $303 | — | $303 | 0.11% |
| J MERRITT MCDOLE3 | 12120 SW FOOTHILL DR PORTLAND, OR 97225 | CONTINENTAL AMERICAN INSURANCE COMPANY | $291 | — | $291 | 0.11% |
| NICOLE BETH JENKINS3 Filed as: NICOLE B JENKINS | 2301 BURLINGTON ST STE 200 KANSAS CITY, MO 64116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $273 | — | $273 | 0.10% |
| JOSE DE LOS SANTOS III3 | 155 INVERNESS DRIVE WEST STE 300 ENGLEWOOD, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $180 | — | $180 | 0.07% |
| TINA WAY3 Filed as: TINA R WAY | 155 INVERNESS DRIVE WEST STE 300 ENGLEWOOD, CO 80122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $176 | — | $176 | 0.06% |
| MELISSA B BOYLE3 | 6300 E HAMPDEN AVE C101 DENVER, CO 80222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $146 | — | $146 | 0.05% |
| CHARLES E DAVIS3 | 1605 E. NORTH ST ALBANY, MO 64402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $139 | — | $139 | 0.05% |
| CHRISTINA L SHEPARD3 | 14143 DENVER WEST PKWY STE 100 LAKEWOOD, CO 80401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | — | $126 | 0.05% |
| THE C & S GROUP INC3 | 2301 BURLINGTON ST STE 200 N. KANSAS CITY, MO 61116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | 0.03% |
| CHRISTINA M SEXTON3 | 6059 S QUEBEC ST STE 100 CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $89 | — | $89 | 0.03% |
| NICOLETTE R POWELL3 | 784 GATES MILLS DR #302 FORT MILL, SC 29708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 0.03% |
| JAMES M GARNER3 | 640 GOOSEBERRY DRIVE UNIT 303 LONGMONT, CO 80503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.03% |
| DENISE SIMPSON3 Filed as: DENISE F SIMPSON | 6209 S 24TH ST ST. JOSEPH, MO 64504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 0.02% |
| PAMELA LEFLER3 | #3 ELMOOD ROAD ST. JOSEPH, MO 64505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 0.02% |
| CE AGCY LLC KIEFER GROUP INSURANCE3 | 12002 SOUTH MILONA DRIVE DRAPER, UT 84020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.01% |
| THE REVOLUTION LLC3 | 1300 S. 11TH ST. SUITE 153 ST. JOSEPH, MO 64503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 457 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 460 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 754 | $1.2M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 0 | $0 |
| Vision | EYEMED VISION CARE | 832 | $45K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 751 | $198K |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 799 | $383K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $158K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 751 | $198K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 832 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.