| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TAGGART & ASSOCIATES INC3 | PO BOX 147 BOULDER, CO 80306 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $41K | — | $41K | 3.37% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE AND | FINANCIAL SERVICES 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | PRINCIPAL LIFE INSURANCE COMPANY | — | $5K | $5K | 5.42% |
| TAGGART & ASSOCIATES INC3 | PO BOX 147 BOULDER, CO 80306 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.23% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PARTNERS | INSURANCE SERVICES 19401 40TH AVE W STE 440 LYNNWOOD, WA 98036 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.05% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE AND | FINANCIAL SERVICES 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | PRINCIPAL LIFE INSURANCE COMPANY | — | $394 | $394 | 0.41% |
| TAGGART & ASSOCIATES INC3 Filed as: TAGGART & ASSOCIATES | 1680 38TH ST STE 110 BOULDER, CO 80301 | DELTA DENTAL OF COLORADO | $5K | — | $5K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PARTNERS | INSURANCE SERVICES LLC 19401 40TH AVE W, STE 440 LYNNWOOD, WA 98036 | DELTA DENTAL OF COLORADO | $915 | — | $915 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 206 | $1.2M |
| Dental | DELTA DENTAL OF COLORADO | 218 | $91K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 231 | $97K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 231 | $97K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 231 | $97K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 231 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.