| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH STREET DENVER, CO 80202 | IRONSHORE INDEMNITY, INC | $34K | — | $34K | 5.00% |
| DIANA SWINDERMAN3 Filed as: DIANA J SWINDERMAN | 1170 HARDING AVENUE CANON CITY, CO 81212 | AFLAC | $11K | $377 | $12K | 6.46% |
| REBECCA J SNEDDON3 | 315 YUCA ST PUEBLO, CO 81005 | AFLAC | $8K | $233 | $8K | 4.36% |
| ROGER CURTIS POWELL3 | 5637 SHAMROCK HTS COLORADO SPRINGS, CO 80923 | AFLAC | $3K | $60 | $3K | 1.43% |
| ZAKERY ALLEN HARLOW3 | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $2K | $123 | $2K | 1.10% |
| FRED H STREIFF3 | 503 N MAIN ST STE 546 PUEBLO, CO 81003 | AFLAC | $2K | $0 | $2K | 0.96% |
| DORA PARSONS3 Filed as: DORA B PARSONS | 1858 W COSTILLA DR PUEBLO, CO 81007 | AFLAC | $1K | $0 | $1K | 0.57% |
| THOMAS J PITZENBERGER3 | 1501 SUNGARLAND PKWY PLEASANT HILL, MO 64080 | AFLAC | $742 | $0 | $742 | 0.41% |
| JARED CONLEY3 Filed as: JARED ANDREW CONLEY | 1613 SAVANNAH DR PUEBLO, CO 81005 | AFLAC | $663 | $63 | $726 | 0.40% |
| CLINT WEIGHT3 | 745 S 180 W SALEM, UT 84653 | AFLAC | $345 | $0 | $345 | 0.19% |
| JONATHAN SAMUEL KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $264 | $0 | $264 | 0.14% |
| CLINT WEIGHT3 | 706 S 320 E SALEM, UT 84653 | AFLAC | $243 | $0 | $243 | 0.13% |
| NIKKI KERR3 | PO BOX 7714 PUEBLO WEST, CO 81007 | AFLAC | $179 | $0 | $179 | 0.10% |
| BILLY WAYNE OCONNOR3 | 16762 W 163RD TER OLATHE, CO 66062 | AFLAC | $158 | $0 | $158 | 0.09% |
| DANIEL E YOUNG3 | 5075 CLIFF POINT CIR E COLORADO SPRINGS, CO 80919 | AFLAC | $146 | $0 | $146 | 0.08% |
| BILLY WAYNE OCONNOR3 | 1309 N PRINCE EDWARD IS OLATHE, KS 66061 | AFLAC | $139 | — | $139 | 0.08% |
| RONALD A MONSON3 | 309 W LINDEN AVE PUEBLO WEST, CO 81007 | AFLAC | $135 | $0 | $135 | 0.07% |
| ARTHUR C RIEKE3 | 10-A TOWN PLAZA #201 DURANGO, CO 81301 | AFLAC | $132 | $0 | $132 | 0.07% |
| SHERRY TURNER3 | PO BOX 255 PONCHA SPRINGS, CO 81242 | AFLAC | $131 | $0 | $131 | 0.07% |
| THE CLINE AGENCY3 | 712 PLACHY DRIVE ALAMOSA, CO 81101 | AFLAC | $124 | $0 | $124 | 0.07% |
| KALIE R GILBERT3 | PO BOX 124 GOSHEN, AR 72735 | AFLAC | $74 | $46 | $120 | 0.07% |
| JOSE DE LOS SANTOS III3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $119 | $0 | $119 | 0.07% |
| TINA WAY3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $99 | $0 | $99 | 0.05% |
| TRENT R. SCHNEIDER3 Filed as: TRENT REESE SCHNEIDER | PO BOX 305 WAKEENEY, KS 67672 | AFLAC | $57 | $35 | $92 | 0.05% |
| CINDY MCKNIGHT3 Filed as: CINDY L MCKNIGHT | 2421 COUNTY RD 204 DURANGO, CO 81301 | AFLAC | $86 | $0 | $86 | 0.05% |
| JOHN THOMPSON3 | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $78 | $0 | $78 | 0.04% |
| KIEFER GROUP INSURANCE AGCY LLC3 | 155 INVERNESS DR W STE 300 ENGLEWOOD, CO 80112 | AFLAC | $74 | $0 | $74 | 0.04% |
| JENNIFER L FREEMAN3 Filed as: JENNIFER FREEMAN | 4879 STREAMBED TRL PARKER, CO 80134 | AFLAC | $66 | $0 | $66 | 0.04% |
| HAILEY INSURANCE COMPANY3 Filed as: HAILEY INSURANCE CO | 3887 N CROSSOVER RD FAYETVILLE, AR 72703 | AFLAC | $64 | $0 | $64 | 0.03% |
| DAVID STORY3 Filed as: DAVID L STORY | 707 MEADOW LN KINGSPORT, TN 37663 | AFLAC | $63 | $0 | $63 | 0.03% |
| EARL GENE CAULEY JR0 | 715 WOODKIRK CIR ALMA, AR 72921 | AFLAC | $51 | $9 | $60 | 0.03% |
| MATHEW P GAHM3 | 6754 SILVERWIND CIR COLORADO SPRINGS, CO 80923 | AFLAC | $48 | $0 | $48 | 0.03% |
| MICHELLE M BARRETT3 | 201 LINDSAY TRL FORT PIERRE, SD 57532 | AFLAC | $47 | $0 | $47 | 0.03% |
| AUDREY J SHRIVE3 | 7057 APPLETREE LOOP COLORADO SPRINGS, CO 80925 | AFLAC | $47 | $0 | $47 | 0.03% |
| DAVID E CLINKSCALES3 | 707 E 3RD STE 111 BIG SPRING, TX 79720 | AFLAC | $46 | $0 | $46 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD JOE BENTLEY | 6301 FIELDCREST DR FORT SMITH, AR 72916 | AFLAC | $29 | $9 | $38 | 0.02% |
| JORDAN J SHARP3 | 125 W 6TH STREET COLBY, KS 67701 | AFLAC | $31 | $7 | $38 | 0.02% |
| SHAWN D SCHWARZ3 | 110 DOWNING AVE STE20 HAYS, KS 67601 | AFLAC | $38 | $0 | $38 | 0.02% |
| KIM JORDAN3 | PO BOX 2233 DURANGO, CO 81302 | AFLAC | $34 | $0 | $34 | 0.02% |
| CHARLES HOUGH3 Filed as: CHARLES C HOUGH | 162 SLATE HILL RD TELFORD, TN 37690 | AFLAC | $32 | $0 | $32 | 0.02% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $31 | $0 | $31 | 0.02% |
| JODY HIPP3 Filed as: JODY K HIPP | PO BOX 1587 HAYS, KS 67601 | AFLAC | $20 | $7 | $27 | 0.01% |
| INSURANCE PLANNING GROUP3 Filed as: INSURANCE PLANNING INC | PO BOX 100 3006 BROADWAY AVENUE HAYS, KS 67601 | AFLAC | $25 | $0 | $25 | 0.01% |
| BEVERLY L WEAVER3 | 152 E MARSHALL ST WAYNESVILLE, NC 28786 | AFLAC | $24 | $0 | $24 | 0.01% |
| KALIE R GILBERT3 | 674 FIRE TOWER RD ELKINS, AR 72727 | AFLAC | $21 | $0 | $21 | 0.01% |
| REGINA K SANTANGELO3 | 6892 S WEBSTER WAY LITTLETON, CO 80128 | AFLAC | $20 | $0 | $20 | 0.01% |
| PATRICK MURPHY3 Filed as: PATRICK C MURPHY | 605 STEEPLECHASE DR JOHNSON CITY, TN 37601 | AFLAC | $20 | $0 | $20 | 0.01% |
| VERONICA MONTANO3 | 1404 LAGUNA ST PUEBLO, CO 81006 | AFLAC | $11 | $3 | $14 | 0.01% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LANE HAYS, KS 67601 | AFLAC | $12 | $0 | $12 | 0.01% |
| ALLISON FARRIS WENDELBERGER3 Filed as: ALLISON FERRIS WENDELBERGER | 207 SANTA FE DR WALNUT CREEK, CA 94598 | AFLAC | $11 | $0 | $11 | 0.01% |
| DAVID J WINDHOLZ3 | 102 W 15TH ST HAYS, KS 67601 | AFLAC | $11 | $0 | $11 | 0.01% |
| ROBERT PERRY EVANS JR3 Filed as: ROBERT P EVANS JR INC | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $10 | $0 | $10 | 0.01% |
| ASPEN KEATING3 | 596 ANNA RD IGNACIO, CO 81137 | AFLAC | $10 | $0 | $10 | 0.01% |
| LAWRENCE A ELMORE3 | PO BOX 244 MORRISON, CO 80465 | AFLAC | $9 | $0 | $9 | 0.00% |
| SARA BRIERY3 Filed as: SARA E BRIERY | 4 MARBURG LN SAVANNAH, GA 31411 | AFLAC | $6 | $0 | $6 | 0.00% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $6 | $0 | $6 | 0.00% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE D LUBBOCK, TX 79423 | AFLAC | $5 | $0 | $5 | 0.00% |
| KANDI H HECKLER3 | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $4 | $0 | $4 | 0.00% |
| ALAN W MARTIN3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $4 | $0 | $4 | 0.00% |
| CENTURY ADMINISTRATIVE SERVICES INC3 Filed as: CENTURY ADMINISTRATIVE SERVICES | 1685 W UINTAH ST STE 07 COLORADO SPRINGS, CO 80904 | AFLAC | $3 | $0 | $3 | 0.00% |
| TANYA L MARTINSON3 | 6395 S KEWAUNEE WAY AURORA, CO 80016 | AFLAC | $3 | $0 | $3 | 0.00% |
| ASPEN R LLC3 | 752 MAIN AVE STE 201 DURANGO, CO 81301 | AFLAC | $2 | $0 | $2 | 0.00% |
| KENNETH R STARK3 Filed as: KENNETH D MORRIS | 5410 PLYMOUTH DRIVE LAWRENCE, KS 66049 | AFLAC | $2 | $0 | $2 | 0.00% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 5601 COUNTY ROAD 1450 LUBBOCK, TX 79407 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN A BACON3 | 11630 W 158TH TED OVERLAND PARK, KS 66221 | AFLAC | $1 | $0 | $1 | 0.00% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LANE HAYS, KS 67601 | AFLAC | $1 | $0 | $1 | 0.00% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH STREET STE 2870 DENVER, CO 80202 | VISION SERVICE PLAN | $3K | — | $3K | 2.40% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH STREET STE 2870 DENVER, CO 80202 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.00% |
| VHA MID AMERICA INS SVCS3 | 75 REMITTANCE DR STE 1855 CHICAGO, IL 60675 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.00% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH STREET STE 2870 DENVER, CO 80202 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $375 | — | $375 | 5.00% |
| VHA MID AMERICA INS SVCS3 | 75 REMITTANCE DR STE 1855 CHICAGO, IL 60675 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $375 | — | $375 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 488 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 488 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF COLORADO | 457 | $406K |
| Vision | VISION SERVICE PLAN | 393 | $106K |
| Life insurance(3 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 656 | $148K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 656 | $126K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | IRONSHORE INDEMNITY, INC | 489 | $716K |
| Other(3 contracts, 2 carriers) | AFLAC | 656 | $237K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 656 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.