| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH ST STE 2870 DENVER, CO 80202 | COMPANION LIFE INSURANCE COMPANY | $31K | — | $31K | 5.00% |
| DIANA SWINDERMAN | 1170 HARDING AVE CANON CITY, CO 81212 | AFLAC | $7K | $568 | $8K | 5.56% |
| REBECCA J SNEDDON Filed as: REBECCA SNEDDON | 315 YUCCA ST PUEBLO, CO 81005 | AFLAC | $5K | $556 | $5K | 3.73% |
| FRED H STREIFF Filed as: FRED STREIFF | 503 N MAIN ST STE 546 PUEBLO, CO 81003 | AFLAC | $2K | $100 | $2K | 1.44% |
| DORA PARSONS | 1858 W COSTILLA DR PUEBLO, CO 81007 | AFLAC | $992 | — | $992 | 0.72% |
| CLINT WEIGHT3 | 745 S 180 W SALEM, UT 84653 | AFLAC | $736 | $213 | $949 | 0.69% |
| ZAKERY HARLOW3 | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $877 | $12 | $889 | 0.65% |
| JARED CONLEY | 601 N MAIN ST SUITE 207 PUEBLO, CO 81003 | AFLAC | $765 | $98 | $863 | 0.63% |
| THOMAS PITZENBERGER3 | 1501 SUGARLAND PKWY PLEASANT HILL, MO 64080 | AFLAC | $708 | — | $708 | 0.52% |
| VERONICA MONTANO | 1404 LAGUNA ST PUEBLO, CO 81006 | AFLAC | $422 | — | $422 | 0.31% |
| JARED CONLEY3 | 1613 SAVANNAH DR PUEBLO, CO 81005 | AFLAC | $396 | $15 | $411 | 0.30% |
| ROGER CURTIS POWELL3 Filed as: ROGER POWELL | 967 SALMON POND WAY COLORADO SPRINGS, CO 80921 | AFLAC | $395 | $7 | $402 | 0.29% |
| JONATHAN KIRKLAND3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $259 | — | $259 | 0.19% |
| BILLY WAYNE OCONNOR3 Filed as: BILLY OCONNOR | 1309 N PRINCE EDWARD IS OLATHE, KS 66061 | AFLAC | $244 | — | $244 | 0.18% |
| JENNIFER L FREEMAN3 Filed as: JENNIFER FREEMAN | 4879 STREAMBED TRL PARKER, CO 80134 | AFLAC | $170 | $39 | $209 | 0.15% |
| DANIEL E YOUNG3 Filed as: DANIEL YOUNG | 5075 CLIFF POINT CIR E COLORADO SPRINGS, CO 80919 | AFLAC | $135 | — | $135 | 0.10% |
| RONALD A MONSON3 Filed as: RONALD MONSON | 309 W LINDEN AVE PUEBLO WEST, CO 81007 | AFLAC | $123 | — | $123 | 0.09% |
| THE CLINE AGENCY3 | 712 PLACHY DRIVE ALAMOSA, CO 81101 | AFLAC | $122 | — | $122 | 0.09% |
| IMA, INC.3 Filed as: IMA, INC | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $122 | — | $122 | 0.09% |
| BEVERLY WEAVER3 | 152 E MARSHALL ST WAYNESVILLE, NC 28766 | AFLAC | $91 | $28 | $119 | 0.09% |
| JOSE DE LOS SANTOS III3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $115 | — | $115 | 0.08% |
| ROGER CURTIS POWELL Filed as: ROGER POWELL | 5637 SHAMROCK HTS COLORADO SPRINGS, CO 80923 | AFLAC | $103 | $5 | $108 | 0.08% |
| TINA WAY3 | 15550 E. COPPER CREEK LN. PARKER, CO 80134 | AFLAC | $96 | — | $96 | 0.07% |
| ARTHUR C RIEKE Filed as: ARTHUR RIEKE | 10-A TOWN PLAZA #201 DURANGO, CO 81301 | AFLAC | $81 | — | $81 | 0.06% |
| ROGER CURTIS POWELL Filed as: ROGER POWELL | 1395 FARNHAM PT APT 208 COLORADO SPRINGS, CO 80904 | AFLAC | $74 | — | $74 | 0.05% |
| SHERRY TURNER3 | 1548 G ST UNIT 1 SALIDA, CO 81201 | AFLAC | $70 | — | $70 | 0.05% |
| JOHN THOMPSON3 | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $67 | — | $67 | 0.05% |
| KIEFER GROUP INSURANCE AGCY LLC3 | 155 INVERNESS DR W STE 300 ENGLEWOOD, CO 80112 | AFLAC | $61 | — | $61 | 0.04% |
| REGINA K SANTANGELO3 Filed as: REGINA SANTANGELO | 6892 S WEBSTER WAY LITTLETON, CO 80128 | AFLAC | $49 | $11 | $60 | 0.04% |
| CINDY MCKNIGHT | 2421 COUNTY ROAD 204 DURANGO, CO 81301 | AFLAC | $52 | — | $52 | 0.04% |
| AUDREY J SHRIVE3 Filed as: AUDREY SHRIVE | 7057 APPLETREE LOOP COLORADO SPRINGS, CO 80925 | AFLAC | $50 | — | $50 | 0.04% |
| MICHELLE M BARRETT3 Filed as: MICHELLE BARRETT | 201 LINDSAY TRL FORT PIERRE, SD 57532 | AFLAC | $50 | — | $50 | 0.04% |
| MATHEW P GAHM3 Filed as: MATHEW GAHM | 6754 SILVERWIND CIRCLE COLORADO SPRINGS, CO 80923 | AFLAC | $47 | — | $47 | 0.03% |
| KIM JORDAN3 | P.O. BOX 2233 DURANGO, CO 81302 | AFLAC | $44 | — | $44 | 0.03% |
| DAVID E CLINKSCALES Filed as: DAVID CLINKSCALES | 707 E 3RD STE 111 BIG SPRING, TX 79720 | AFLAC | $37 | — | $37 | 0.03% |
| SHERRY TURNER | PO BOX 255 PONCHA SPRINGS, CO 81242 | AFLAC | $15 | — | $15 | 0.01% |
| ASPEN R LLC3 | 752 MAIN AVE STE. 201 DURANGO, CO 81301 | AFLAC | $14 | — | $14 | 0.01% |
| ZAKERY HARLOW | 3204 N ACADEMY BLVD STE 130 COLORADO SPRINGS, CO 80917 | AFLAC | $14 | — | $14 | 0.01% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DR WALNUT CREEK, CA 94598 | AFLAC | $10 | — | $10 | 0.01% |
| DAVID STORY | 707 MEADOW LN KINGSPORT, TN 37663 | AFLAC | $9 | — | $9 | 0.01% |
| ROBERT PERRY EVANS JR3 Filed as: ROBERT P. EVANS JR. INC. | 1422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $8 | — | $8 | 0.01% |
| LAWRENCE A ELMORE Filed as: LAWRENCE ELMORE | PO BOX 244 MORRISON, CO 80465 | AFLAC | $7 | — | $7 | 0.01% |
| CENTURY ADMIN SERVICES INC.3 Filed as: CENTURY ADMINISTRATIVE SVCS | 109 W. MAIN ST. TRINIDAD, CO 81082 | AFLAC | $6 | — | $6 | 0.00% |
| SARA BRIERY3 | 4 MARBURG LN SAVANNAH, GA 31411 | AFLAC | $6 | — | $6 | 0.00% |
| CHARLES HOUGH | 162 SLATE HILL RD TELFORD, TN 37690 | AFLAC | $5 | — | $5 | 0.00% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE. STE. D LUBBOCK, TX 79423 | AFLAC | $4 | — | $4 | 0.00% |
| PATRICK MURPHY | 605 STEEPLECHASE DR JOHNSON CITY, TN 37601 | AFLAC | $3 | — | $3 | 0.00% |
| TANYA L MARTINSON Filed as: TANYA MARTINSON | 6395 S KEWAUNEE WAY AURORA, CO 80016 | AFLAC | $2 | — | $2 | 0.00% |
| SAUL R LOCKER3 Filed as: SAUL LOCKER | 1099 18TH ST STE 2870 DENVER, CO 802021911 | VISION SERVICE PLAN | $8K | — | $8K | 7.51% |
| VIZIENT INSURANCE SERVICES LLC3 Filed as: VIZIENT INSURANCE SERVICES, LLC | 75 REMITTANCE DR STE 1855 CHICAGO, IL 606751001 | VISION SERVICE PLAN | $8K | — | $8K | 7.51% |
| VHA MID AMERICA INS SVCS3 | 75 REMITTANCE DR STE 1855 CHICAGO, IL 60675 | LINCOLN NATIONAL LIFE INSURANCE CO | $4K | — | $4K | 5.00% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH ST STE 2870 DENVER, CO 80202 | LINCOLN NATIONAL LIFE INSURANCE CO | $4K | — | $4K | 5.00% |
| VHA MID AMERICA INS SVCS3 | 75 REMITTANCE DR STE 1855 CHICAGO, IL 60675 | LINCOLN NATIONAL LIFE INSURANCE CO | $372 | — | $372 | 5.00% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH ST STE 2870 DENVER, CO 80202 | LINCOLN NATIONAL LIFE INSURANCE CO | $372 | — | $372 | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA DENTAL OF COLORADO EIN 84-0568337 NONE | Contract Administrator Service code 13 | — | $24K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 461 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 461 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 353 | $101K |
| Life insurance(3 contracts) | LINCOLN NATIONAL LIFE INSURANCE CO | 635 | $127K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE CO | 635 | $113K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 470 | $655K |
| Other(3 contracts, 2 carriers) | AFLAC | 635 | $186K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 635 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.