| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LISA MATTINGLY3 | 600 W. MAIN STREET, STE 400 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $29K | — | $29K | 1.79% |
| CBISA REACQUISITION CORP3 | 2101 FLORENCE AVE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC | $9K | $2K | $11K | 0.68% |
| ACRISURE LLC3 | 35000 KAISER CT, STE 300 WILLOUGHBY, OH 44094 | HUMANA HEALTH PLAN, INC | $9K | $641 | $10K | 0.61% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES INC | 1029 MONARCH STREET, STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC | $4K | $96 | $4K | 0.27% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH, MCLENNAN & SMITH | 360 E. VINE ST, STE 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.14% |
| PIKE & PRESTON LLC3 | 444 E. MAIN STREET, STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC | $2K | $24 | $2K | 0.14% |
| BENJAMIN BYRNE & ASSOCIATES3 | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $2K | $294 | $2K | 0.11% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $1K | $256 | $2K | 0.10% |
| WLA INSURANCE LLC3 | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $2K | $112 | $2K | 0.10% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN | 8044 MONTGOMERY ROAD, STE 640 CINCINNATI, OH 45236 | HUMANA HEALTH PLAN, INC | $1K | $238 | $2K | 0.10% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND | 9750 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $1K | $61 | $1K | 0.09% |
| CIS INSURANCE & INVESTMENTS3 | 550 S. 5TH STREET, STE 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $1K | $56 | $1K | 0.08% |
| JASON YOUNG & ASSOCIATES3 | 131 PROSPEROUS PLACE, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC | $1K | — | $1K | 0.08% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GRP INC | 1750 SCOTTSVILLE RD STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $1K | $67 | $1K | 0.08% |
| BUSINESS INSURANCE AGENCY3 Filed as: BUSINESS BENEFITS | 211 GRANDVIEW DRIVE, STE 307 FORT MITCHELL, KY 41017 | HUMANA HEALTH PLAN, INC | $1K | $90 | $1K | 0.07% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN ROAD, STE 6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $703 | $29 | $732 | 0.04% |
| NATHAN STRAESSLE3 | 25 W. HIGH STREET LAWRENCEBURG, IN 47025 | HUMANA HEALTH PLAN, INC | $536 | — | $536 | 0.03% |
| STONEBRIDGE INSURANCE3 Filed as: STONEBRIDGE INSURANCE PLLC | 3131 CUSTER DRIVE, STE 4B LEXINGTON, KY 40517 | HUMANA HEALTH PLAN, INC | $287 | — | $287 | 0.02% |
| WILLIAM FREEMAN3 | 9607 MOORFIELD CIRCLE LOUISVILLE, KY 40241 | HUMANA HEALTH PLAN, INC | $114 | — | $114 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 342 | $1.6M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 342 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.