| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LISA MATTINGLY3 | 600 W. MAIN STREET, STE 400 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $16K | — | $16K | 1.12% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INS SERVICES | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $10K | $866 | $11K | 0.76% |
| CHARLES PHILLIPPI3 | P.O. BOX 22126 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC | $5K | $378 | $6K | 0.38% |
| CORNERSTONE-CBISA3 | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC | $4K | $1K | $5K | 0.33% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER | 360 E. VINE STREET, STE 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC | $3K | $295 | $3K | 0.24% |
| WLA INSURANCE LLC3 Filed as: WLA INSURANCE | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $3K | $282 | $3K | 0.20% |
| PIKE & PRESTON LLC3 | 444 E. MAIN STREET, STE 204 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC | $2K | $143 | $3K | 0.17% |
| BENJAMIN BYRNE & ASSOCIATES3 | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $2K | $437 | $2K | 0.15% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY, STE 1950 ATLANTA, GA 30339 | HUMANA HEALTH PLAN, INC | $2K | $217 | $2K | 0.14% |
| HYLANT GROUP INC3 Filed as: HYLAND, BLOCK & HYLAND | 9750 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $2K | $184 | $2K | 0.14% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $1K | $190 | $2K | 0.10% |
| PREFERRED BENEFITS LLC3 Filed as: PREFERRED BENEFITS | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $1K | $216 | $1K | 0.10% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES INC | 1029 MONARCH STREET, STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC | $1K | $260 | $1K | 0.09% |
| CIS INSURANCE & INVESTMENTS3 | 550 S. 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $1K | $240 | $1K | 0.09% |
| JASON YOUNG & ASSOCIATES3 | 131 PROSPEROUS PLACE, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC | $1K | — | $1K | 0.09% |
| WILLIAM NEIKIRK3 Filed as: WILLIAM NEIKIRK INC | 301 HIGHWAY 3091 SOMERSET, KY 42503 | HUMANA HEALTH PLAN, INC | $988 | — | $988 | 0.07% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 8044 MONTGOMERY ROAD, STE 640 CINCINNATI, OH 45236 | HUMANA HEALTH PLAN, INC | $914 | — | $914 | 0.06% |
| FSAB LLC3 Filed as: FSAB | 136 BRECKENRIDGE LANE, STE 101 LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $866 | — | $866 | 0.06% |
| BUSINESS INSURANCE AGENCY3 Filed as: BUSINESS BENEFITS | 211 GRANDVIEW DRIVE, STE 307 FORT MITCHELL, KY 41017 | HUMANA HEALTH PLAN, INC | $736 | $126 | $862 | 0.06% |
| ZINSER BENEFIT SERVICE3 | 330 N. EVERGREEN ROAD #6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $665 | $63 | $728 | 0.05% |
| CBISA REACQUISITION CORP3 | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC | $457 | $232 | $689 | 0.05% |
| SEITZ AGENCY3 | 25 W. HIGH STREET LAWRENCEBURG, IN 47025 | HUMANA HEALTH PLAN, INC | $590 | — | $590 | 0.04% |
| KIW INSURANCE LLC3 Filed as: KIW INSURANCE | 10610 WATTERSON CENTER CT, STE 102 LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $548 | — | $548 | 0.04% |
| INSURANCE WORKS INC3 Filed as: INSURANCE WORKS | 103 WIND HAVEN DRIVE, SUITE 200 NICHOLASVILLE, KY 40356 | HUMANA HEALTH PLAN, INC | $515 | — | $515 | 0.04% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC | $164 | — | $164 | 0.01% |
| STONEBRIDGE INSURANCE3 | 4325 LANDSDOWNE 4B OWENSBORO, KY 42303 | HUMANA HEALTH PLAN, INC | $132 | — | $132 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 189 | $1.5M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 189 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.