| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEWIS WATKINS FARMER AGENCY INC3 Filed as: LEWIS-WATKINS-FARMER AGENCY INC | PO BOX 9369 AUSTIN, TX 787669369 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $59K | $59K | 5.26% |
| LEWIS WATKINS FARMER AGENCY INC3 Filed as: LEWIS WATKINS FARMER AGENCY | PO BOX 9369 AUSTIN, TX 78766 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $5K | $5K | 0.49% |
| CENTRO BENEFITS RESEARCH LLC3 | STE 300 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | STARMOUNT LIFE INSURANCE COMPANY | $0 | $9K | $9K | 9.00% |
| LEWIS WATKINS FARMER AGENCY INC3 Filed as: LEWIS WATKINS AND FARMER | PO BOX 9369 AUSTIN, TX 78766 | STARMOUNT LIFE INSURANCE COMPANY | $6K | $2K | $8K | 7.70% |
| ASSUREX3 | STE 800 175 SOUTH 3RD STREET COLUMBUS, OH 43215 | STARMOUNT LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| LEWIS WATKINS FARMER AGENCY INC3 Filed as: LEWIS WATKINS AND FARMER | PO BOX 9369 AUSTIN, TX 78766 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $328 | $7K | 15.75% |
| CENTRO BENEFITS RESEARCH LLC3 | STE 300 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 5.00% |
| ASSUREX GLOBAL CORPORATION3 | STE 360 6620 MOONEY ST DUBLIN, OH 43017 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| ERIC NOTHNAGEL3 Filed as: ERIC J NOTHNAGEL | 2900 BROWNTOP CT LEANDER, TX 78641 | AFLAC | $3K | $116 | $3K | 9.75% |
| JEROME JEFFREY PESEK3 | 12566 MESA VERDE DR AUSTIN, TX 78737 | AFLAC | $275 | — | $275 | 0.79% |
| TARA JANE ARNOLD3 | 10405 TURNBULL LOOP AUSTIN, TX 78717 | AFLAC | $244 | — | $244 | 0.70% |
| TONYA LYNNE WYNES3 | 6017 SCENIC LAKE DR GEORGETOWN, TX 78626 | AFLAC | $234 | — | $234 | 0.67% |
| BRADLEY NALL3 Filed as: BRADLEY JAMES NALL | PO BOX 851 SALADO, TX 76571 | AFLAC | $219 | — | $219 | 0.63% |
| LAXSON BENEFITS LLC3 Filed as: LAXSON BENEEFITS LLC | 1380 HAZY HILLS LOOP DRIPPING SPRINGS, TX 78620 | AFLAC | $124 | $34 | $158 | 0.45% |
| JAMES MORGAN POWELL3 | 4505 AUTUMNLEAF HOLW AUSTIN, TX 78731 | AFLAC | $133 | — | $133 | 0.38% |
| DAWN D STILLWELL3 | 135 S SAGE HOLW DRIPPING STRINGS, TX 78620 | AFLAC | $97 | — | $97 | 0.28% |
| CHRISTIAN M KRUEGER3 | 2633 FAIRWOOD DR NEW BRAUNFELS, TX 78132 | AFLAC | $92 | — | $92 | 0.26% |
| MICHAEL RODRIGUEZ3 | 2108 BAYRIDGE RD GEORGETOWN, TX 78628 | AFLAC | $59 | $13 | $72 | 0.21% |
| LINDSAY N LUMLEY3 | 3634 WINDHILL LOOP ROUND ROCK, TX 78681 | AFLAC | $55 | — | $55 | 0.16% |
| JASON MARONEY3 | PO BOX 841 INGRAM, TX 78025 | AFLAC | $26 | — | $26 | 0.07% |
| THOMAS H. BALL3 Filed as: THOMAS H BALL | 600 W 5TH ST STE 200 AUSTIN, TX 78701 | AFLAC | $20 | — | $20 | 0.06% |
| DONNA W OLSOVSKY3 | 3870 NAVARRO WAY FRISCO, TX 75034 | AFLAC | $19 | — | $19 | 0.05% |
| JAIME I VILLASANA3 | 101 SHELF ROCK RD GEORGETOWN, TX 78628 | AFLAC | $18 | — | $18 | 0.05% |
| SHELLY WIEGAND3 | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $9 | — | $9 | 0.03% |
| DAVIE SANCHEZ3 | 512 ANGEL FIRE DR HEWITT, TX 76643 | AFLAC | $9 | — | $9 | 0.03% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $8 | — | $8 | 0.02% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $6 | — | $6 | 0.02% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $5 | — | $5 | 0.01% |
| ERVIN EDWARD NOTHNAGEL3 | 225 COUNTY ROAD 3525 PARADISE, TX 76073 | AFLAC | $4 | — | $4 | 0.01% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 221 CALUMET PL SAN ANTONIO, TX 78209 | AFLAC | $4 | — | $4 | 0.01% |
| JAY T REX3 | 1800 BALLINGER DR SPICEWOOD, TX 78669 | AFLAC | $3 | — | $3 | 0.01% |
| HEATHER F SEIBERT3 | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | $3 | — | $3 | 0.01% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $3 | — | $3 | 0.01% |
| LEWIS WATKINS FARMER AGENCY INC3 Filed as: LEWIS WATKINS AND FARMER | PO BOX 9369 AUSTIN, TX 78766 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $79 | $2K | 15.75% |
| CENTRO BENEFITS RESEARCH LLC3 | STE 300 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $529 | $529 | 5.00% |
| ASSUREX GLOBAL CORPORATION3 | STE 360 6620 MOONEY ST DUBLIN, OH 43017 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| LEWIS WATKINS FARMER AGENCY INC3 Filed as: LEWIS WATKINS AND FARMER | PO BOX 9369 AUSTIN, TX 78766 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $650 | $49 | $699 | 10.75% |
| CENTRO BENEFITS RESEARCH LLC3 | STE 300 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $325 | $325 | 5.00% |
| ASSUREX3 | STE 800 175 SOUTH 3RD STREET COLUMBUS, OH 43215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 244 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 244 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 244 | $1.1M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 135 | $103K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 135 | $103K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 192 | $17K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 31 | $78K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 31 | $44K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 192 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 244 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.