Filings through .
History & trajectory Charts need 2 or more years. This plan has 8 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: Lockton Companies, LLC Stop-loss | Stop-loss | |
Broker: Lockton Companies LLC LifeOther | LifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 476 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,647 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,307 | $161K |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 769 | $257K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 2,307 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,307 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: BCS Insurance Company | |
Carrier: Metropolitan Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF SC EIN 57-0287419 NONE | Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 12 | — | $520K |
| LOCKTON COMPANIES EIN 20-3354970 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $70K |
| COMMERCE BANK N.A. EIN 44-0206815 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $62K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $40K |
| TABEN GROUP EIN 48-0770908 NONE | Other fees; Direct payment from the plan Service code 50 | — | $33K |
| CBIZ CPAS P.C. EIN 43-1947695 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $31K |
| SPENCER FANE BRITT & BROWNE EIN 44-0561981 NONE | Legal; Direct payment from the plan Service code 29 | — | $20K |
| MHM RETIREMENT PLAN SERVICES EIN 20-1876798 NONE | Accounting (including auditing) Service code 10 | — | $10K |
| THOMSON REUTERS ENTERPRISE NONE | Direct payment from the plan; Other fees Service code 50 | 3 TIMES SQUARE NEW YORK, NY 10036 | $8K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
6 contacts
Phone and email for the actuary and top hat administrator are on Pro.
8 filings · 2018 to 2025