| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS, LLC | 500 N. CENTRAL EXPRESSWAY SUITE 550 PLANO, TX 75074 | BLUECROSS BLUESHIELD OF TEXAS | $49K | $0 | $49K | 4.78% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT | 3101 SESSIONS ROAD SUITE 200 TALLAHASSEE, FL 32303 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | $0 | $11K | 10.08% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 84111 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $180 | $180 | 0.16% |
| J DONOVAN FINANCIAL3 | 333 S GARLAND AVE 13TH FLR ORLANDO, FL 32801 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $0 | $0 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS, LLC | 500 NORTH CENTRAL EXPRESSWAY SUITE 550 PLANO, TX 75074 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | $0 | $15K | 13.67% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT | 3101 SESSIONS ROAD SUITE 200 TALLAHASSEE, FL 32303 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 9.96% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 84111 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $180 | $180 | 0.47% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE | 3375 CAPITAL CR NE BUILDING B TALLAHASSEE, FL 32308 | SUN LIFE ASSURANCE COMPANY OF CANADA | -$5 | $0 | -$5 | -0.01% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT | 3101 SESSIONS ROAD SUITE 200 TALLAHASSEE, FL 32303 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 9.95% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 84111 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $180 | $180 | 0.49% |
| J DONOVAN FINANCIAL3 | 333 S GARLAND AVE 13TH FLR ORLANDO, FL 32801 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2 | $0 | $2 | 0.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE | 3375 CAPITAL CR NE BUILDING B TALLAHASSEE, FL 32308 | SUN LIFE ASSURANCE COMPANY OF CANADA | -$13 | $0 | -$13 | -0.04% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT | 3101 SESSIONS ROAD SUITE 200 TALLAHASSEE, FL 32303 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 10.07% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 84111 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $180 | $180 | 1.27% |
| J DONOVAN FINANCIAL3 | 333 S GARLAND AVE 13TH FLR ORLANDO, FL 32801 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 72 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 223 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 149 | $1.0M |
| Dental(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 212 | $128K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 152 | $113K |
| Life insurance(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 212 | $52K |
| Short-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 152 | $150K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 212 | $114K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 212 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.