Welfare broker

FBMC BENEFITS MANAGEMENT INC

Mailing address (most recent filing)

780 WEST GRANADA BOULEVARD

SUITE 200

ORMOND BEACH, FL 32174

Total comp: $283K
Commissions: $279K
Fees: $4K
Filings: 13
Sponsors: 13

Carrier mix

Where FBMC BENEFITS MANAGEMENT INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
CAPITAL ADVANTAGE ASSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$4.6M	66.7%
CAPITAL ADVANTAGE ASSURANCE COMPANY	1	$1.8M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	3	$6.5M	0.1%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FBMC BENEFITS MANAGEMENT INC's plans by broker comp / premium ratio. Median 4.88% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FBMC BENEFITS MANAGEMENT INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FBMC BENEFITS MANAGEMENT INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INSTITUTE FOR INTERGOVERNMENTAL RESEARCH, INC. THE INSTITUTE FOR INTERGOVERNMENTAL RESEARCH, INC. WELFARE BENEFITS PLAN	FL	$3.1M	$152K	BLUE CROSS BLUE SHIELD OF FLORIDA
MCCI HEALTH AND WELFARE PLAN MCCI HEALTH & WELFARE PLAN	FL	$1.5M	$92K	BLUE CROSS BLUE SHIELD OF FLORIDA
TALLAHASSEE PRIMARY CARE ASSOCIATES PA TALLAHASSEE PRIMARY CARE ASSOCIATES, PA WELFARE BENEFIT PLAN	FL	$1.8M	$18K	CAPITAL HEALTH PLAN

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$4.6M

66.7%

CAPITAL ADVANTAGE ASSURANCE COMPANY

$1.8M

33.3%

State

Plans

Premium

State share

Index

$6.5M

0.1%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

INSTITUTE FOR INTERGOVERNMENTAL RESEARCH, INC.

THE INSTITUTE FOR INTERGOVERNMENTAL RESEARCH, INC. WELFARE BENEFITS PLAN

$3.1M

$152K

BLUE CROSS BLUE SHIELD OF FLORIDA

MCCI HEALTH AND WELFARE PLAN

MCCI HEALTH & WELFARE PLAN

$1.5M

$92K

BLUE CROSS BLUE SHIELD OF FLORIDA

TALLAHASSEE PRIMARY CARE ASSOCIATES PA

TALLAHASSEE PRIMARY CARE ASSOCIATES, PA WELFARE BENEFIT PLAN

$1.8M

$18K

CAPITAL HEALTH PLAN