Welfare broker

J DONOVAN FINANCIAL

Mailing address (most recent filing)

333 S GARLAND AVE FLOOR 13

ORLANDO, FL 32801

Total comp: $606K
Commissions: $591K
Fees: $14K
Filings: 16
Sponsors: 16

Carrier mix

Where J DONOVAN FINANCIAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA50.0%
EVEREST REINSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$493K	50.0%
EVEREST REINSURANCE COMPANY	1	$1.4M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$1.4M	0.0%	8.36x
FL	1	$493K	0.0%	12.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of J DONOVAN FINANCIAL's plans by broker comp / premium ratio. Median 8.88% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of J DONOVAN FINANCIAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where J DONOVAN FINANCIAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WYNDEN STARK LLC WYNDEN STARK HEALTH AND WELFARE BENEFIT PLAN	TX	$1.4M	$130K	EVEREST REINSURANCE COMPANY
KALOS SERVICES HEALTH AND WELFARE BENEFIT PLAN	FL	$493K	$41K	SUNLIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$493K

50.0%

EVEREST REINSURANCE COMPANY

$1.4M

50.0%

State

Plans

Premium

State share

Index

$1.4M

0.0%

8.36x

$493K

0.0%

12.70x

Sponsor

Loc

Premium

Comp

Carrier

WYNDEN STARK LLC

WYNDEN STARK HEALTH AND WELFARE BENEFIT PLAN

$1.4M

$130K

EVEREST REINSURANCE COMPANY

KALOS SERVICES

HEALTH AND WELFARE BENEFIT PLAN

$493K

$41K

SUNLIFE ASSURANCE COMPANY OF CANADA