| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | C/O BANK OF AMERICA PO BOX 92643 LOS ANGELES, CA 90009 | KAISER FOUNDATION HEALTH PLAN, INC. | $50K | $0 | $50K | 2.54% |
| LOCKTON COMPANIES, LLC3 | C/O COMERICA BANK P.O. BOX 92643 LOS ANGELES, CA 90009 | KAISER FOUNDATION HEALTH PLAN, INC. | $17K | $0 | $17K | 0.84% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BLVD STE 500 SHERMAN OAKS, MO 91411 | KAISER FOUNDATION HEALTH PLAN, INC. | $11K | $0 | $11K | 0.56% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SVCS INC. | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | KAISER FOUNDATION HEALTH PLAN, INC. | $61 | $0 | $61 | 0.00% |
| LOCKTON COMPANIES, LLC3 | 777 SOUTH FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 90017 | UNITEDHEALTHCARE INSURANCE COMPANY | $20K | — | $20K | 1.84% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BLVD STE 500 SHERMAN OAKS, MO 91411 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | $0 | $7K | 0.68% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SVCS, INC. | 32110 AGOURA RD WESTLAKE VILLAGE, CA 91361 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $0 | $4K | 0.34% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: DICKERSON EMPLOYEE BENEFITS | 333 N GLENOAKS BLVD STE 410 BURBANK, CA 91502 | UNITEDHEALTHCARE INSURANCE COMPANY | -$126 | $0 | -$126 | -0.01% |
| SHOMER INSURANCE AGENCY3 Filed as: SHOMER INSURANCE SERVICES | 5805 SEPULVEDA BLVD STE 500 SHERMAN OAKS, CA 91411 | UNITEDHEALTHCARE INSURANCE COMPANY | -$1K | $0 | -$1K | -0.10% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BOULEVARD, SUITE 500 SHERMAN OAKS, CA 91411 | METROPOLITAN LIFE INSURANCE COMPANY | $55K | $0 | $55K | 6.82% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $11K | $39K | 4.81% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 0.72% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS. SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $234 | $0 | $234 | 0.03% |
| LOCKTON COMPANIES, LLC3 | C/O COMERICA BANK P.O. BOX 92643 LOS ANGELES, CA 90009 | KAISER FOUNDATION HEALTH PLAN, INC. | $31K | — | $31K | 4.98% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SVCS INC. | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | KAISER FOUNDATION HEALTH PLAN, INC. | -$27 | $0 | -$27 | -0.00% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BLVD STE 500 SHERMAN OAKS, CA 91411 | KAISER FOUNDATION HEALTH PLAN, INC. | -$3K | $0 | -$3K | -0.44% |
| LOCKTON COMPANIES, LLC3 | C/O COMERICA BANK P.O. BOX 92643 LOS ANGELES, CA 90009 | KAISER FOUNDATION HEALTH PLAN INC. | $12K | $0 | $12K | 3.30% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 333 NORTH GLENOA BLVD, STE 410 BURBANK, CA 91502 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | $0 | $3K | 0.82% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BLVD STE 500 SHERMAN OAKS, MO 91411 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | $0 | $3K | 0.82% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $0 | $21K | 7.12% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BLVD STE 500 SHERMAN OAKS, CA 91411 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $0 | $20K | 6.62% |
| LOCKTON COMPANIES, LLC3 | 777 SOUTH FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 90017 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 3.12% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 965 GREENTREE ROAD PITTSBURGH, PA 15220 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.66% |
| LOCKTON COMPANIES, LLC3 | PO BOX 650823 DALLAS, TX 75312 | METROPOLITAN LIFE INSURANCE COMPANY | $933 | $0 | $933 | 0.31% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SVCS INC. | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $200 | $0 | $200 | 0.07% |
| LOCKTON COMPANIES, LLC3 | C/O BANK OF AMERICA PO BOX 92643 LOS ANGELES, CA 90009 | KAISER FOUNDATION HEALTH PLAN, INC. | $8K | $0 | $8K | 2.81% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BLVD STE 500 SHERMAN OAKS, MO 91411 | KAISER FOUNDATION HEALTH PLAN, INC. | $396 | $0 | $396 | 0.13% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BOULEVARD, SUITE 500 SHERMAN OAKS, CA 91411 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $2K | $0 | $2K | 6.46% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $1K | $407 | $1K | 4.51% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $205 | $205 | 0.64% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS. SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $12 | $0 | $12 | 0.04% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 5805 SEPULVEDA BLVD STE 500 SHERMAN OAKS, MO 91411 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $467 | $0 | $467 | 4.59% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 965 GREENTREE ROAD PITTSBURGH, PA 65978 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $47 | $0 | $47 | 0.46% |
| LOCKTON COMPANIES, LLC3 | 777 SOUTH FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 90017 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $5 | $0 | $5 | 0.05% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,999 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,999 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 595 | $4.3M |
| Dental(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,999 | $1.1M |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,999 | $1.1M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,999 | $1.1M |
| Prescription drug(5 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 595 | $4.3M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,999 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,999 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.