| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 772 LITITZ PIKE LITITZ, PA 17543 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $35 | $13K | 9.16% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 100 GRANITE DRIVE SUITE 205 MEDIA, PA 19063 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.75% |
| ASSUREDPARTNERS3 Filed as: AP BENEFIT ADVISORS DBA CRAWFORD AD | 575 EAST SWEDESFORD SUITE 200 WAYNE, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | — | $995 | $995 | 0.70% |
| ASSUREDPARTNERS3 Filed as: AP BENEFIT ADVISORS DBA ASSURED PAR | 718 RIVER ROAD FAIR HAVEN, NJ 07704 | METROPOLITAN LIFE INSURANCE COMPANY | — | $35 | $35 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 290 | $142K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 290 | $142K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 290 | $142K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 290 | $142K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 128 | $258K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 290 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.