| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMERSON REID LLC3 | 100 SUMMIT LAKE DRIVE SUITE 10595 VALHALLA, NY 10595 | HARTFORD LIFE AND ACCIDENT | $12K | $11K | $23K | 11.14% |
| KMRD PARTNERS3 | 2600 KELLY ROAD SUITE 120 WARRINGTON, PA 189763652 | AMERITAS LIFE INSURANCE CORP. | $10K | — | $10K | 10.00% |
| EMERSON REID LLC3 | 1305 WALT WHITMAN RD STE 310 MELVILLE, NY 117474300 | AMERITAS LIFE INSURANCE CORP. | $5K | — | $5K | 5.00% |
| IMAGINE3603 | 12770 MERIT DRIVE DALLAS, TX 75251 | SWISS RE | $4K | — | $4K | 10.00% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $2K | — | $2K | 5.31% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $1K | $24 | $1K | 3.38% |
| STACI J O'BRIEN3 | PO BOX 1230 LANGHORNE, PA 19047 | AFLAC | $599 | — | $599 | 1.73% |
| SUZANNE DICIOCCIO3 Filed as: SUZANNE DICIOCIO | 933 WILLOW ST BURLINGTON, NJ 08016 | AFLAC | $450 | — | $450 | 1.30% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $303 | $24 | $327 | 0.94% |
| DENNIS P HASTINGS3 | 8304 CENTENNIAL STA WARMINSTER, PA 18974 | AFLAC | $232 | — | $232 | 0.67% |
| CALLA M CARIDEO3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $121 | $102 | $223 | 0.64% |
| RONALD J LORCH3 | 333 SUNSET AVE APT 309 PALM BEACH, FL 33480 | AFLAC | $222 | — | $222 | 0.64% |
| MARY KAYE WASHO3 | 24956 WOLF BAY TER ORANGE BEACH, AL 36561 | AFLAC | $150 | — | $150 | 0.43% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $140 | — | $140 | 0.40% |
| ANDREW J JUNIKIEWICZ JR3 | 22 BROOK HOLLOW DR SINKING SPRING, PA 19608 | AFLAC | $131 | — | $131 | 0.38% |
| MATTHEW T O'HANLON3 Filed as: MATTHEW T O HANLON | 101 E ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $78 | — | $78 | 0.23% |
| VIRGINIA A SCHENK3 | 729 WINCHESTER RD BROOMALL, PA 19008 | AFLAC | $55 | — | $55 | 0.16% |
| GAYLE L BAKER-GAYDOS3 | 100 MARTHAS WAY WEST GROVE, PA 19390 | AFLAC | $54 | — | $54 | 0.16% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $42 | — | $42 | 0.12% |
| CHRISTOPHER L CONNOR3 | 434 PRINCE FREDERICK ST KING OF PRUSSIA, PA 19406 | AFLAC | $38 | — | $38 | 0.11% |
| KARI M LAZARO3 | 73 CYPRESS PL NEWTOWN, PA 18940 | AFLAC | $33 | — | $33 | 0.10% |
| THOMAS J POPPERT3 | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $33 | — | $33 | 0.10% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $27 | — | $27 | 0.08% |
| JOHN H DILLON3 | 69 E END AVE CARNEYS POINT, NJ 08069 | AFLAC | $25 | — | $25 | 0.07% |
| DARLENE S DILLON3 | 120 WOODSIDE RD LEXINGTON, SC 29072 | AFLAC | $23 | — | $23 | 0.07% |
| DENISE A TERRY3 | 836 CHESTNUT NECK RD PORT REPUBLIC, NJ 08241 | AFLAC | $13 | $10 | $23 | 0.07% |
| DAVID N DIKEN3 | 100 HELEN ST FANWOOD, NJ 07023 | AFLAC | $19 | — | $19 | 0.05% |
| STEPHEN S SCHENK3 | 729 WINCHESTER RD BROOMALL, PA 19008 | AFLAC | $15 | — | $15 | 0.04% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $14 | — | $14 | 0.04% |
| DOREEN J KRESSATY3 | 155 PARISH DR WAYNE, NJ 07470 | AFLAC | $13 | — | $13 | 0.04% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL & ASSOC INC | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $11 | — | $11 | 0.03% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $7 | — | $7 | 0.02% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $6 | — | $6 | 0.02% |
| MICHAEL BUTTERFIELD3 | 33 FISHING CREEK RD CAPE MAY COURT HOUSE, NJ 08210 | AFLAC | $4 | $2 | $6 | 0.02% |
| LAURIE L SMITH3 | 577 TRUESDALE HILL RD LAKE GEORGE, NY 12845 | AFLAC | $5 | — | $5 | 0.01% |
| MICHAEL A FORNARO3 | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $5 | — | $5 | 0.01% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DR MIDDLETOWN, DE 19709 | AFLAC | $2 | $2 | $4 | 0.01% |
| RITA M HERINGTON3 | 8 DALE LN WALLINGFORD, PA 19086 | AFLAC | $4 | — | $4 | 0.01% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $3 | — | $3 | 0.01% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $3 | — | $3 | 0.01% |
| GINA MARIE LOVERDI3 | 736 PRIMOS AVE PRIMOS, PA 19018 | AFLAC | $3 | — | $3 | 0.01% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $3 | — | $3 | 0.01% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $3 | — | $3 | 0.01% |
| JOSE A SCHIENEMAN3 | 1881 S CARRIAGE LN CHANDLER, AZ 85286 | AFLAC | $2 | — | $2 | 0.01% |
| NANCY L CREW3 | 106 WOODLYN AVE APT 3 GLENSIDE, PA 19038 | AFLAC | $1 | — | $1 | 0.00% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $1 | — | $1 | 0.00% |
| TIMOTHY MCDERMOTT3 | 29 MAPLE LN MT ARLINGTON, NJ 07856 | AFLAC | $0 | — | $0 | 0.00% |
| GIULIO A PADOVANI3 | 9 QUAIL CR BASKING RIDGE, NJ 07920 | AFLAC | $0 | — | $0 | 0.00% |
| ANN PREGNER3 | PO BOX 87 BROOKSIDE, NJ 07926 | AFLAC | $0 | — | $0 | 0.00% |
| CARSON C PURIEFOY JR3 | PO BOX 301 WENONAH, NJ 08090 | AFLAC | $0 | — | $0 | 0.00% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC. | 2600 KELLY ROAD SUITE 120 WARRINGTON, PA 18976 | VISION BENEFITS OF AMERICA | $2K | — | $2K | 15.00% |
| AJA GRAFFA3 | 120 MADISON AVE S HAMMONTON, NJ 08037 | AFLAC | $646 | — | $646 | 6.82% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 Filed as: LAUNCHPAD BENEFITS SOLUTIONS, LLC | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $247 | — | $247 | 2.61% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $220 | — | $220 | 2.32% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $204 | — | $204 | 2.15% |
| RONALD J LORCH3 | 333 SUNSET AVE APT 309 PALM BEACH, FL 33480 | AFLAC | $88 | — | $88 | 0.93% |
| MARY KAYE WASHO3 | 24956 WOLF BAY TER ORANGE BEACH, AL 36561 | AFLAC | $83 | — | $83 | 0.88% |
| STACI J O'BRIEN3 | PO BOX 1230 LANGHORNE, PA 19047 | AFLAC | $65 | — | $65 | 0.69% |
| MATTHEW T OHANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $39 | — | $39 | 0.41% |
| CHRISTOPHER L CONNOR3 | 434 PRINCE FREDERICK ST KING OF PRUSSIA, PA 19406 | AFLAC | $35 | — | $35 | 0.37% |
| JOHN M WASHO3 | 24956 WOLF BAY TER ORANGE BEACH, AL 36561 | AFLAC | $31 | — | $31 | 0.33% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $30 | — | $30 | 0.32% |
| THOMAS J POPPERT3 | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $24 | — | $24 | 0.25% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $18 | — | $18 | 0.19% |
| DALE ARTHUR LOVELLE3 | 214 LAKE TREE RD GAFFNEY, SC 29340 | AFLAC | $8 | — | $8 | 0.08% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $4 | — | $4 | 0.04% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $3 | — | $3 | 0.03% |
| CHANTE N JENNINGS3 | 100 W ELM ST STE 101 CONSHOHOCKEN, PA 19428 | AFLAC | $3 | — | $3 | 0.03% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $2 | — | $2 | 0.02% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $2 | — | $2 | 0.02% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $1 | — | $1 | 0.01% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $1 | — | $1 | 0.01% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $1 | — | $1 | 0.01% |
| CALLA M CARIDEO3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $0 | — | $0 | 0.00% |
| BETH LOVELLE3 | 1427 RISING SUN AVE LANGHORNE, PA 19047 | AFLAC | $0 | — | $0 | 0.00% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $0 | — | $0 | 0.00% |
| DENNIS P HASTINGS3 | 8304 CENTENNIAL STA WARMINSTER, PA 18974 | AFLAC | $0 | — | $0 | 0.00% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $566 | — | $566 | 6.68% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $301 | $5 | $306 | 3.61% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $133 | $5 | $138 | 1.63% |
| AJA GRAFFA3 | 120 MADISON AVE S HAMMONTON, NJ 08037 | AFLAC | $121 | — | $121 | 1.43% |
| SHAYNE L BRANDENBURG3 | 17765 ROUTE 954 HWY N HOME, PA 15747 | AFLAC | $95 | — | $95 | 1.12% |
| CHRISTOPHER L CONNOR3 | 434 PRINCE FREDERICK ST KING OF PRUSSIA, PA 19406 | AFLAC | $86 | — | $86 | 1.01% |
| CALLA M CARIDEO3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $31 | $21 | $52 | 0.61% |
| STACI J O'BRIEN3 | PO BOX 1230 LANGHORNE, PA 19047 | AFLAC | $50 | — | $50 | 0.59% |
| JOSE A SCHIENEMAN3 | 1881 S CARRIAGE LN CHANDLER, AZ 85286 | AFLAC | $22 | — | $22 | 0.26% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $19 | — | $19 | 0.22% |
| DENISE A TERRY3 | 836 CHESTNUT NECK RD PORT REPUBLIC, NJ 08241 | AFLAC | $15 | — | $15 | 0.18% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $14 | — | $14 | 0.17% |
| MATTHEW G BERGER3 | 22 SUNNYRIDE RD PHILADELPHIA, PA 19125 | AFLAC | $8 | — | $8 | 0.09% |
| MICHAEL BUTTERFIELD3 | 33 FISHING CREEK RD CAPE MAY COURT HOUSE, NJ 08210 | AFLAC | $8 | — | $8 | 0.09% |
| DENNIS P HASTINGS3 | 8304 CENTENNIAL STA WARMINSTER, PA 18974 | AFLAC | $7 | — | $7 | 0.08% |
| MARY KAYE WASHO3 Filed as: MARY KAY WASHO | 24956 WOLF BAY TER ORANGE BEACH, AL 36561 | AFLAC | $5 | — | $5 | 0.06% |
| BRIAN FERRIS KELLY3 | 838 GETTYSBURG DR LANDSDALE, PA 19446 | AFLAC | $4 | — | $4 | 0.05% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DR MIDDLETOWN, DE 19709 | AFLAC | $4 | — | $4 | 0.05% |
| ROGERS BENEFIT GROUP INC3 Filed as: TIMOTHY J ROGERS | 513 W GLENSIDE AVE GLENSIDE, PA 19038 | AFLAC | $3 | — | $3 | 0.04% |
| DALE ARTHUR LOVELLE3 | 214 LAKE TREE RD GAFFNEY, SC 29340 | AFLAC | $3 | — | $3 | 0.04% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $2 | — | $2 | 0.02% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $1 | — | $1 | 0.01% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $1 | — | $1 | 0.01% |
| CHRISTOPHER L CONNOR3 | 434 PRINCE FREDERICK ST KING OF PRUSSIA, PA 19406 | AFLAC | $279 | — | $279 | 3.63% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $240 | — | $240 | 3.12% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $237 | — | $237 | 3.08% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $97 | — | $97 | 1.26% |
| CORBIN W FORBES3 | 552 MIDDLE RD ELKTON, MD 21921 | AFLAC | $58 | — | $58 | 0.75% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $53 | — | $53 | 0.69% |
| DENNIS P HASTINGS3 | 8304 CENTENNIAL STA WARMINSTER, PA 18974 | AFLAC | $46 | — | $46 | 0.60% |
| BRIAN FERRIS KELLY3 | 838 GETTYSBURG DR LANSDALE, PA 19446 | AFLAC | $22 | — | $22 | 0.29% |
| AJA GRAFFA3 | 120 MADISON AVE S HAMMONTON, NJ 08037 | AFLAC | $9 | — | $9 | 0.12% |
| CANDICE LEE STEVASON3 | 5519 OLD EASTON RD STE A DOYLESTOWN, PA 18902 | AFLAC | $3 | — | $3 | 0.04% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $819 | — | $819 | 21.12% |
| CHRISTOPHER L CONNOR3 | 434 PRINCE FREDERICK ST KING OF PRUSSIA, PA 19406 | AFLAC | $328 | — | $328 | 8.46% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $276 | — | $276 | 7.12% |
| AJA GRAFFA3 | 120 MADISON AVE S HAMMONTON, NJ 08037 | AFLAC | $258 | — | $258 | 6.65% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $112 | — | $112 | 2.89% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 Filed as: LAUNCHPAD BENEFITS SOLUTIONS, LLC | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $35 | — | $35 | 0.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 306 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 308 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 435 | $99K |
| Vision | VISION BENEFITS OF AMERICA | 175 | $15K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 958 | $204K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 958 | $204K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 958 | $204K |
| Other(7 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 958 | $304K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 958 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.