| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMBROOK BENEFITS CONSULTING, LLC3 Filed as: EMBROOK BENEFITS CONSULTING LLC | 1601 MEADOWBROOK ROAD MEADOWBROOK, PA 190461012 | AMERITAS LIFE INSURANCE CORP. | $11K | — | $11K | 10.00% |
| EMERSON REID LLC3 | 1305 WALT WHITMAN RD STE 310 MELVILLE, NY 117474300 | AMERITAS LIFE INSURANCE CORP. | $6K | — | $6K | 5.00% |
| EMERSON REID LLC3 | 350 5TH AVE STE 3700 NEW YORK, NY 10118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $12K | $22K | 23.12% |
| STACI J O'BRIEN3 | PO BOX 1230 LANGHORNE, PA 19047 | AFLAC | $5K | $491 | $5K | 6.02% |
| EMBROOK BENEFITS CONSULTING, LLC3 Filed as: EMBROOK BENEFITS CONSULTING LLC | 1601 MEADOWBOOK RD MEADOWBROOK, PA 19046 | AFLAC | $4K | — | $4K | 4.22% |
| MATTHEW T OHANLON3 | 101 E ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $2K | $142 | $3K | 2.97% |
| DENNIS P HASTINGS3 | 5 TARLINI WAY LANGHORNE, PA 19047 | AFLAC | $2K | $98 | $2K | 2.88% |
| MARY KAYE WASHO3 | 106B CEDAR BLUFF CT STE 315 ALEDO, TX 76008 | AFLAC | $1K | $142 | $1K | 1.46% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $423 | — | $423 | 0.50% |
| RONALD J LORCH3 | 333 SUNSET AVE APT 309 PALM BEACH, FL 33480 | AFLAC | $332 | — | $332 | 0.39% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $249 | $10 | $259 | 0.30% |
| STEPHANIE A CANFIELD3 | 200 W ELM ST STE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $223 | $19 | $242 | 0.28% |
| KARI M LAZARO3 | 73 CYPRESS PL NEWTOWN, PA 18940 | AFLAC | $138 | $94 | $232 | 0.27% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $196 | — | $196 | 0.23% |
| FRED R BOHRMAN3 | 2732 ELYSIA LN AUDUBON, PA 19403 | AFLAC | $98 | — | $98 | 0.12% |
| VIRGINIA A SCHENK3 | 729 WINCHESTER RD BROOMALL, PA 19008 | AFLAC | $72 | — | $72 | 0.08% |
| THOMAS J POPPERT3 | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $57 | — | $57 | 0.07% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHLADELPHIA, PA 19125 | AFLAC | $49 | — | $49 | 0.06% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $46 | — | $46 | 0.05% |
| GAYLE L BAKER-GAYDOS3 | 100 MARTHAS WAY WEST GROVE, PA 19390 | AFLAC | $45 | — | $45 | 0.05% |
| EDIANA MARTINEZ3 | 1611 TOMAHAWK CT VINELAND, NJ 08361 | AFLAC | $31 | — | $31 | 0.04% |
| DAVID N DIKEN3 | 100 HELEN ST FANWOOD, NJ 07023 | AFLAC | $18 | — | $18 | 0.02% |
| RITA M HERINGTON3 | PO BOX 48 WALLINGFORD, PA 19086 | AFLAC | $16 | — | $16 | 0.02% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL & ASSOC INC | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $16 | — | $16 | 0.02% |
| JOHN H DILLON3 | 69 E END AVE CARNEYS POINT, NJ 08069 | AFLAC | $16 | — | $16 | 0.02% |
| STEPHEN S SCHENK3 | 729 WINCHESTER RD BROOMALL, PA 19008 | AFLAC | $15 | — | $15 | 0.02% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $15 | — | $15 | 0.02% |
| DARLENE S DILLON3 | 293 SHELL RD CARNEYS POINT, NH 08069 | AFLAC | $13 | — | $13 | 0.02% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $13 | — | $13 | 0.02% |
| DOROTHY M PARRA3 | PO BOX 48 WALLINGFORD, PA 19086 | AFLAC | $13 | — | $13 | 0.02% |
| DOREEN J KRESSATY3 | 155 PARISH DR WAYNE, NJ 07470 | AFLAC | $12 | — | $12 | 0.01% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $11 | — | $11 | 0.01% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $10 | — | $10 | 0.01% |
| JOSE A SCHIENEMAN3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $9 | — | $9 | 0.01% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $7 | — | $7 | 0.01% |
| LAURIE L SMITH3 | 577 TRUESDALE HILL RD LAKE GEORGE, NY 12845 | AFLAC | $7 | — | $7 | 0.01% |
| DARLENE S DILLON3 | 55 E END AVE CARNEYS POINT, NJ 08069 | AFLAC | $6 | — | $6 | 0.01% |
| MICHAEL A FORNARO3 | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $5 | — | $5 | 0.01% |
| LARRY D DENNY3 Filed as: LARRY C KENNEY | 107 W CENTENNIAL DR MEDFORD, NJ 08055 | AFLAC | $5 | — | $5 | 0.01% |
| DOROTHY M PARRA3 | 33010 AZUA BAY BOYNTON BEACH, FL 33436 | AFLAC | $4 | — | $4 | 0.00% |
| GINA MARIE LOVERDI3 | 736 PRIMOS AVE PRIMOS, PA 19018 | AFLAC | $3 | — | $3 | 0.00% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $2 | — | $2 | 0.00% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $2 | — | $2 | 0.00% |
| SIGNE SPRAGINS3 | 1527 ROOSEVELT DR SHARON HILL, PA 19079 | AFLAC | $2 | — | $2 | 0.00% |
| DOROTHY M PARRA3 | 1762 MIDDLETOWN RD GLEN MILLS, PA 19342 | AFLAC | $2 | — | $2 | 0.00% |
| NANCY L CREW3 | 106 WOODLYN AVE APT 3 GLENSIDE, PA 19038 | AFLAC | $1 | — | $1 | 0.00% |
| EMERSON REID LLC3 | 350 5TH AVE STE 3700 NEW YORK, NY 10118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $11K | $19K | 24.03% |
| EMERSON REID LLC3 | 350 5TH AVE STE 3700 NEW YORK, NY 10018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $9K | $15K | 22.93% |
| GPA3 | 12770 MERIT DRIVE DALLAS, TX 75251 | WESTPORT INSURANCE CORPORATION | $4K | — | $4K | 10.00% |
| EMERSON REID LLC3 | 350 5TH AVE STE 3700 NEW YORK, NY 10118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $3K | $6K | 23.10% |
| EMBROOK BENEFITS CONSULTING, LLC3 Filed as: EMBROOK BENEFITS CONSULTING LLC | 1601 MEADOWBROOK RD MEADOWBROOK, PA 19046 | AFLAC | $1K | — | $1K | 6.20% |
| MATTHEW T OHANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $733 | $36 | $769 | 3.88% |
| BETH LOVELLE3 | 1427 RISING SUN AVE LANGHORNE, PA 19047 | AFLAC | $150 | $187 | $337 | 1.70% |
| CHRISTOPHER L CONNOR3 | 1300 FAYETTE ST APT 116 CONSHOHOCKEN, PA 19428 | AFLAC | $294 | — | $294 | 1.48% |
| RONALD J LORCH3 | 333 SUNSET AVE APT 309 PALM BEACH, FL 33480 | AFLAC | $223 | — | $223 | 1.13% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $189 | — | $189 | 0.95% |
| MARY KAYE WASHO3 Filed as: MARY KAY WASHO | 106 CEDAR BLUFF CT STE 315 ALEDO, TX 76008 | AFLAC | $165 | — | $165 | 0.83% |
| CHRISTOPHER L CONNOR3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $146 | — | $146 | 0.74% |
| STEPHANIE A CANFIELD3 | 200 W ELM ST STE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $111 | $14 | $125 | 0.63% |
| STACI J O'BRIEN3 | PO BOX 1230 LANGHORNE, PA 19047 | AFLAC | $82 | — | $82 | 0.41% |
| GAYLE L BAKER-GAYDOS3 | 100 MARTHAS WAY WEST GROVE, PA 19390 | AFLAC | $69 | — | $69 | 0.35% |
| DALE ARTHUR LOVELLE3 | 1427 RISING SUN AVE LANGHORNE, PA 19047 | AFLAC | $44 | $23 | $67 | 0.34% |
| GEORGE J CERCEO3 | 4108 MILLTOWN TRL DOWINGTOWN, PA 19335 | AFLAC | $56 | — | $56 | 0.28% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $51 | — | $51 | 0.26% |
| ANTHONY M MAZZA3 | 1602 BRIARWOOD CT PHOENIXVILLE, PA 19460 | AFLAC | $37 | — | $37 | 0.19% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $30 | — | $30 | 0.15% |
| JOHN M WASHO3 | 106 CEDAR BLUFF CT ALEDO, TX 76008 | AFLAC | $30 | — | $30 | 0.15% |
| THOMAS J POPPERT3 | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $24 | — | $24 | 0.12% |
| JOHN H DILLON3 | 69 E END AVE CARNEYS POINT, NJ 08069 | AFLAC | $21 | — | $21 | 0.11% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $18 | — | $18 | 0.09% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $18 | — | $18 | 0.09% |
| CHANTE N JENNINGS3 | 100 W ELM ST STE 101 CONSHOHOCKEN, PA 19428 | AFLAC | $17 | — | $17 | 0.09% |
| DARLENE S DILLON3 | 293 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $13 | — | $13 | 0.07% |
| JOSE A SCHIENEMAN3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $13 | — | $13 | 0.07% |
| BRADLEY S JONES3 | 19 BRITISH AMERICAN BLVD W LATHAM, NY 12110 | AFLAC | $10 | — | $10 | 0.05% |
| DARLENE S DILLON3 | 55 E END AVE CARNEYS POINT, NJ 08069 | AFLAC | $9 | — | $9 | 0.05% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMNTON, NJ 08037 | AFLAC | $5 | — | $5 | 0.03% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL & ASSOC INC | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $4 | — | $4 | 0.02% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $3 | — | $3 | 0.02% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $2 | — | $2 | 0.01% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $1 | — | $1 | 0.01% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $1 | — | $1 | 0.01% |
| EMBROOK BENEFITS CONSULTING, LLC3 Filed as: EMBROOK BENEFITS CONSULTING LLC | 1601 MEADOWBROOK RD MEADOWBROOK, PA 19046 | AFLAC | $2K | — | $2K | 10.24% |
| MATTHEW T OHANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $1K | $70 | $1K | 5.93% |
| AJA GRAFFA3 | 120 MADISON AVE S HAMMONTON, NJ 08037 | AFLAC | $530 | — | $530 | 2.88% |
| AJA GRAFFA3 | 121 WEST LN HAMMONTON, NJ 08037 | AFLAC | $243 | $66 | $309 | 1.68% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $306 | — | $306 | 1.66% |
| STEPHANIE A CANFIELD3 | 200 W ELM ST STE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $242 | $21 | $263 | 1.43% |
| BRIAN FERRIS KELLY3 | 838 GETTYSBURG DR LANDSDALE, PA 19446 | AFLAC | $88 | $66 | $154 | 0.84% |
| SHAYNE L BRANDENBURG3 | 17765 ROUTE 954 HWY N HOME, PA 15747 | AFLAC | $112 | — | $112 | 0.61% |
| STACI J O'BRIEN3 | PO BOX 1230 LANGHORNE, PA 19047 | AFLAC | $38 | $14 | $52 | 0.28% |
| DENNIS P HASTINGS3 | 5 TARLINI WAY LANGHORNE, PA 19047 | AFLAC | $36 | $3 | $39 | 0.21% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $35 | — | $35 | 0.19% |
| JOSE A SCHIENEMAN3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $31 | — | $31 | 0.17% |
| DALE ARTHUR LOVELLE3 | 1427 RISING SUN AVE LANGHORNE, PA 19047 | AFLAC | $16 | $13 | $29 | 0.16% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $18 | — | $18 | 0.10% |
| MARY KAYE WASHO3 Filed as: MARY KAY WASHO | 106 CEDAR BLUFF CT STE 315 ALEDO, TX 76008 | AFLAC | $6 | $4 | $10 | 0.05% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $1 | — | $1 | 0.01% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $1 | — | $1 | 0.01% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $1 | — | $1 | 0.01% |
| EMBROOK BENEFITS CONSULTING, LLC3 Filed as: EMBROOK BENEFITS CONSULTING LLC | 1601 MEADOWBROOK ROAD MEADOWBROOK, PA 19046 | VISION BENEFITS OF AMERICA | $2K | — | $2K | 13.84% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC. | 2600 KELLY ROAD SUITE 120 WARRINGTON, PA 18976 | VISION BENEFITS OF AMERICA | $196 | — | $196 | 1.17% |
| EMBROOK BENEFITS CONSULTING, LLC3 Filed as: EMBROOK BENEFITS CONSULTING LLC | 1601 MEADOWBROOK RD MEADOWBROOK, PA 19046 | AFLAC | $1K | — | $1K | 8.35% |
| FRED R BOHRMAN3 | 2732 ELYSIA LN AUDUBON, PA 19403 | AFLAC | $512 | — | $512 | 3.54% |
| MATTHEW T OHANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $470 | $8 | $478 | 3.30% |
| STEPHANIE A CANFIELD3 | 200 W ELM ST STE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $201 | — | $201 | 1.39% |
| STEPHANIE A CANFIELD3 | 200 W ELM ST STE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $153 | $4 | $157 | 1.08% |
| BRIAN FERRIS KELLY3 | 838 GETTYSBURG DR LANSDALE, PA 19446 | AFLAC | $98 | $25 | $123 | 0.85% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $75 | — | $75 | 0.52% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $63 | — | $63 | 0.44% |
| AJA GRAFFA3 | 121 WEST LN HAMMONTON, NJ 08037 | AFLAC | $28 | $21 | $49 | 0.34% |
| CHRISTOPHER L CONNOR3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $20 | — | $20 | 0.14% |
| ROGERS BENEFIT GROUP INC3 Filed as: TIMOTHY J ROGERS | 513 W GLENSIDE AVE GLENSIDE, PA 19038 | AFLAC | $19 | — | $19 | 0.13% |
| CHRISTOPHER L CONNOR3 | 1300 FAYETTE ST APT 116 CONSHOHOCKEN, PA 19428 | AFLAC | $14 | — | $14 | 0.10% |
| AJA GRAFFA3 | 120 MADISON AVE S HAMMONTON, NJ 08037 | AFLAC | $10 | — | $10 | 0.07% |
| MATTHEW HALL3 | 4806 MEAD DR DOYLESTOWN, PA 18902 | AFLAC | $5 | — | $5 | 0.03% |
| ROGERS BENEFIT GROUP INC3 Filed as: TIMOTHY J ROGERS | PO BOX 781 GLENSIDE, PA 19038 | AFLAC | $4 | — | $4 | 0.03% |
| EMBROOK BENEFITS CONSULTING, LLC3 Filed as: EMBROOK BENEFITS CONSULTING LLC | 1601 MEADOWBROOK RD MEADOWBROOK, PA 19046 | AFLAC | $2K | — | $2K | 12.25% |
| MATTHEW T OHANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $1K | $4 | $1K | 7.50% |
| AJA GRAFFA3 | 120 MADISON AVE S HAMMONTON, NJ 08037 | AFLAC | $584 | — | $584 | 4.23% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $278 | — | $278 | 2.01% |
| AJA GRAFFA3 | 121 WEST LN HAMMONTON, NJ 08037 | AFLAC | $244 | — | $244 | 1.77% |
| STEPHANIE A CANFIELD3 | 200 W ELM ST STE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $189 | — | $189 | 1.37% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $109 | — | $109 | 0.79% |
| BRIAN FERRIS KELLY2 | 838 GETTYSBURG DR LANSDALE, PA 19446 | AFLAC | $58 | $18 | $76 | 0.55% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $56 | — | $56 | 0.41% |
| CORBIN W FORBES3 | 340 VASSAR AVE APT 2 SWARTHMORE, PA 19081 | AFLAC | $39 | — | $39 | 0.28% |
| DALE ARTHUR LOVELLE3 | 1427 RISING SUN AVE LANGHORNE, PA 19047 | AFLAC | $7 | $4 | $11 | 0.08% |
| CANDICE LEE STEVASON3 | 5519 OLD EASTON RD STE A DOYLESTOWN, PA 18902 | AFLAC | $3 | — | $3 | 0.02% |
| CANDICE LEE STEVASON3 | 345 E DARK HOLLOW RD APT 2 PIPERSVILLE, PA 18947 | AFLAC | $1 | — | $1 | 0.01% |
| EMBROOK BENEFITS CONSULTING, LLC3 Filed as: EMBROOK BENEFITS CONSULTING LLC | 1601 MEADOWBROOK RD MEADOWBROOK, PA 19046 | AFLAC | $1K | — | $1K | 13.38% |
| MATTHEW T OHANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $739 | — | $739 | 8.06% |
| AJA GRAFFA3 | 120 MADISON AVE S HAMMONTON, NJ 08037 | AFLAC | $443 | — | $443 | 4.83% |
| STEPHANIE A CANFIELD3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $175 | — | $175 | 1.91% |
| AJA GRAFFA3 | 121 WEST LN HAMMONTON, NJ 08037 | AFLAC | $152 | — | $152 | 1.66% |
| STEPANIE A CANFIELD3 | 200 W ELM ST STE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $133 | — | $133 | 1.45% |
| FRED R BOHRMAN3 | 2732 ELYSIA LN AUDUBON, PA 19403 | AFLAC | $51 | — | $51 | 0.56% |
| KMRD PARTNERS3 Filed as: KMRD PARTNERS INC | 2600 KELLY RD STE 120 WARRINGTON, PA 18976 | AFLAC | $27 | — | $27 | 0.29% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $19 | — | $19 | 0.21% |
| STACI J O'BRIEN3 | PO BOX 1230 LANGHORNE, PA 19047 | AFLAC | $11 | — | $11 | 0.12% |
| MARYANN M MEYERS3 | 6704 PLEASURE AVE STE B SEA ISLE CITY, NJ 08243 | AFLAC | $4 | — | $4 | 0.04% |
| MARY KAYE WASHO3 | 106 CEDAR BLUFF CT STE 315 ALEDO, TX 76008 | AFLAC | $3 | — | $3 | 0.03% |
| LINDA L SHUTE3 | PO BOX 243 GREAT CACAPON, WV 25422 | AFLAC | $3 | — | $3 | 0.03% |
| AAA CLUB ALLIANCE INC3 | 1 RIVER PL WILMINGTON, DE 19801 | AFLAC | $2 | — | $2 | 0.02% |
| RICHARD H TOBIAS3 | 416 W JEFFERSON AVE LINWOOD, NJ 08221 | AFLAC | $2 | — | $2 | 0.02% |
| MICHAEL K VOLL JR3 Filed as: MICHAEL J VOLL JR | 3495 GRACE ANN DR VINELAND, NJ 08360 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 275 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 398 | $112K |
| Vision | VISION BENEFITS OF AMERICA | 162 | $17K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 300 | $93K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 300 | $95K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 146 | $78K |
| Other(9 contracts, 3 carriers) | AFLAC | 300 | $296K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 398 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.