Welfare broker

KMRD PARTNERS

Mailing address (most recent filing)

2600 KELLY ROAD

SUITE 120

WARRINGTON, PA 19876

Total comp: $77K
Commissions: $63K
Fees: $14K
Filings: 7
Sponsors: 7

Carrier mix

Where KMRD PARTNERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$345K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$345K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KMRD PARTNERS's plans by broker comp / premium ratio. Median 12.84% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KMRD PARTNERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KMRD PARTNERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
REEDMAN TOLL MANAGEMENT GROUP LLC REEDMAN TOLL MANAGEMENT GROUP LLC WELFARE BENEFIT PLAN	PA	$345K	$44K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA