| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $17K | $12K | $30K | 25.62% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $5K | — | $5K | 4.42% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $562 | — | $562 | 0.49% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $460 | — | $460 | 0.40% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $9K | $4K | $13K | 21.10% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $3K | — | $3K | 4.41% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $304 | — | $304 | 0.48% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $249 | — | $249 | 0.40% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $9K | $8K | $17K | 28.52% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $3K | — | $3K | 4.34% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $287 | — | $287 | 0.48% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $234 | — | $234 | 0.39% |
| GREYFINCH, LLC4 | 1616 BROOKWOOD DRIVE LITTLE ROCK, AR 72202 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $3K | — | $3K | 7.16% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $7K | $2K | $9K | 38.19% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $281 | — | $281 | 1.16% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINS ST LITTLE ROCK, AR 72201 | USABLE LIFE | $35 | — | $35 | 0.14% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $30 | — | $30 | 0.12% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $24 | — | $24 | 0.10% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $6K | $3K | $9K | 36.54% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $246 | — | $246 | 1.02% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINS ST LITTLE ROCK, AR 72201 | USABLE LIFE | $30 | — | $30 | 0.12% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $27 | — | $27 | 0.11% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $23 | — | $23 | 0.10% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $3K | $3K | $6K | 29.58% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $140 | — | $140 | 0.70% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $19 | — | $19 | 0.10% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $16 | — | $16 | 0.08% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | 1616 BROOKWOOD DRIVE LITTLE ROCK, AR 72202 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 17.83% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $2K | $1K | $3K | 23.18% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $673 | — | $673 | 4.47% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $74 | — | $74 | 0.49% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $61 | — | $61 | 0.40% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $2K | $3K | $5K | 34.38% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $121 | — | $121 | 0.84% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $17 | — | $17 | 0.12% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $14 | — | $14 | 0.10% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $3K | $2K | $4K | 38.55% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $110 | — | $110 | 0.99% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINS ST LITTLE ROCK, AR 72201 | USABLE LIFE | $13 | — | $13 | 0.12% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $12 | — | $12 | 0.11% |
| DUNCAN, JERRY3 Filed as: DUNCAN, JERRY C/O ARKANSAS BLUE CRO | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $9 | — | $9 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 853 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 853 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 853 | $5.6M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 87 | $46K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 498 | $63K |
| Life insurance | USABLE LIFE | 271 | $60K |
| Short-term disability | USABLE LIFE | 152 | $116K |
| Long-term disability(2 contracts) | USABLE LIFE | 74 | $83K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 853 | $5.6M |
| Other(6 contracts, 2 carriers) | USABLE LIFE | 444 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 853 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.