| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | HMO PARTNERS, INC. | $64K | — | $64K | 2.50% |
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | HMO PARTNERS INC | $49K | — | $49K | 2.50% |
| GREYFINCH, LLC3 | 610 PRESIDNET CLINTON AVE. LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $18K | — | $18K | 10.00% |
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $16K | — | $16K | 10.00% |
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $9K | — | $9K | 10.00% |
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $16K | — | $16K | 20.00% |
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | — | $13K | 20.00% |
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 20.00% |
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 20.00% |
| GREYFINCH, LLC3 | 610 PRESIDENT CLINTON AVE. LITTLE ROCK, AR 72201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 851 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 851 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HMO PARTNERS, INC. | 710 | $4.5M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 421 | $159K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 910 | $86K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 791 | $86K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 267 | $178K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 186 | $130K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 271 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 910 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.