| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 9850 NW 41ST STREET, SUITE 100 MIAMI, FL 33178 | BLUE CROSS BLUE SHIELD OF FLORIDA | $155K | $0 | $155K | 2.47% |
| TINA MARIE MURRAY3 | 591 RUTHERFORD BOULEVARD SEBRING, FL 33875 | AFLAC | $32K | $2K | $34K | 5.99% |
| LEONAGGEO BENEFITS INC3 Filed as: LEONAGGEO BENEFITS, INC. | 1 EAST CHESTERFIELD DRIVE BOYNTON BEACH, FL 33426 | AFLAC | $23K | $3K | $26K | 4.56% |
| LISETTE M HERNANDEZ3 Filed as: LISETTE HERNANDEZ AND OTHER AGENTS | 8724 SW 72ND STREET, SUITE 212 MIAMI, FL 33173 | AFLAC | $17K | $6K | $23K | 4.06% |
| DH2 ENTERPRISES INC3 Filed as: DH2 ENTERPRISES, INC. | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $6K | $377 | $6K | 1.11% |
| MICHAEL K PORTER3 Filed as: MICHAEL K. PORTER | 4000 HOLLYWOOD BOULEVARD SUITE 555S HOLLYWOOD, FL 33021 | AFLAC | $4K | $349 | $4K | 0.73% |
| A & M BONURA & ASSOCIATES INC3 Filed as: A & M BONURA & ASSOCIATES, INC. | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | AFLAC | $3K | $272 | $4K | 0.64% |
| SUE EUSEPI AND ASSOC INC3 Filed as: SUE EUSEPI & ASSOCIATES, INC. | 216 RIVER DRIVE TEQUESTA, FL 33469 | AFLAC | $4K | $0 | $4K | 0.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 9850 NW 41ST STREET, SUITE 100 MIAMI, FL 33178 | FLORIDA COMBINED LIFE | $24K | $0 | $24K | 9.76% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 1000 CORPORATE DRIVE, SUITE 400 FORT LAUDERDALE, FL 33334 | ZURICH INSURANCE COMPANY | $28K | $0 | $28K | 14.99% |
| INNOVATIVE WORKPLANCE BENEFIT3 | UNKNOWN WEST PALM BEACH, FL 33401 | ZURICH INSURANCE COMPANY | $17K | $0 | $17K | 9.00% |
| ACI3 | UNKNOWN WEST PALM BEACH, FL 33401 | ZURICH INSURANCE COMPANY | $11K | $0 | $11K | 5.99% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 9850 NW 41ST STREET, SUITE 100 MIAMI, FL 33178 | USABLE LIFE | $13K | $376 | $14K | 13.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 9850 NW 41ST STREET, SUITE 100 MIAMI, FL 33178 | BLUE CROSS AND BLUE SHIELD OF FLORIDA, INC. | $2K | $0 | $2K | 2.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 629 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 629 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 466 | $6.8M |
| Dental(2 contracts, 2 carriers) | AFLAC | 467 | $804K |
| Vision(2 contracts, 2 carriers) | AFLAC | 392 | $631K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 629 | $664K |
| Short-term disability | AFLAC | 364 | $559K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 466 | $6.3M |
| Other(3 contracts, 3 carriers) | AFLAC | 629 | $853K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 629 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.