| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | COMMUNITY CARE MANAGED HEALTHCARE PLANS OF OKLAHOMA | — | $29K | $29K | 3.27% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | DELTA DENTAL | $8K | — | $8K | 10.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE CO | PO BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | $3K | — | $3K | 4.81% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | $3K | — | $3K | 4.06% |
| OKLAHOMA AUTOMOBILE DEALERS0 | C/O MR STEVE RANKIN, PRESIDENT OKLAHOMA CITY, OK 73105 | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | — | $259 | $259 | 0.37% |
| SANTA CRUZ CHARLOTTE R3 | 718 DUNBAR AVENUE SUITE 3A BAY ST LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - 53998 | $18K | — | $18K | 49.47% |
| GLOVER FAMILY INSURANCE LLC3 | 707 W 51ST STREET TULSA, OK 74107 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - 53998 | $8K | — | $8K | 22.11% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE CO | PO BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY - 29187 | $3K | — | $3K | 15.92% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | AMERICAN FIDELITY ASSURANCE COMPANY - 29187 | $963 | — | $963 | 4.58% |
| OKLAHOMA AUTOMOBILE DEALERS0 | C/O JESSICA BURNARD OKLAHOMA CITY, OK 73105 | AMERICAN FIDELITY ASSURANCE COMPANY - 29187 | — | $72 | $72 | 0.34% |
| SANTA CRUZ CHARLOTTE R3 | 718 DUNBAR AVENUE SUITE 3A BAY ST LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - 54014 | $9K | — | $9K | 44.91% |
| GLOVER FAMILY INSURANCE LLC3 | 707 W 51ST STREET TULSA, OK 74107 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - 54014 | $4K | — | $4K | 18.86% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E. AVE SUITE 110 TULSA, OK 74133 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $151 | $1K | 8.43% |
| ROONEY INSURANCE AGENCY INC3 Filed as: ROONEY INS AGENCY INC | 4700 S GARNETT RD, STE 200 TULSA, OK 74146 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $17 | $1K | 7.27% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | VISION SERVICE PLAN | $1K | — | $1K | 9.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | COMMUNITY CARE MANAGED HEALTHCARE PLANS OF OKLAHOMA | 188 | $973K |
| Dental | DELTA DENTAL | 133 | $76K |
| Vision | VISION SERVICE PLAN | 100 | $13K |
| Life insurance(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY - 53998 | 233 | $74K |
| Short-term disability(4 contracts, 4 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | 37 | $147K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | 37 | $90K |
| Other(5 contracts, 5 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | 233 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.