Welfare broker

SANTA CRUZ CHARLOTTE R

Mailing address (most recent filing)

502 EAST CHICKASAW AVENUE

MCALESTER, OK 74501

Total comp: $191K
Commissions: $95K
Fees: $96K
Filings: 13
Sponsors: 13

Carrier mix

Where SANTA CRUZ CHARLOTTE R places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$388K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	1	$388K	0.1%	123.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SANTA CRUZ CHARLOTTE R's plans by broker comp / premium ratio. Median 5.77% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SANTA CRUZ CHARLOTTE R's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SANTA CRUZ CHARLOTTE R is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COUNTRY STYLE MANAGEMENT CORP COUNTRY STYLE MANAGEMENT CORP EMPLOYEE BENEFITS PLAN	OK	$388K	$22K	BLUECROSS BLUESHIELD OF OKLAHOMA