| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | COMMUNITY CARE MANAGED HEALTHCARE PLANS OF OKLAHOMA | — | $23K | $23K | 2.83% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE CO | PO BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | $7K | — | $7K | 5.76% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | $4K | — | $4K | 3.79% |
| OKLAHOMA AUTOMOBILE DEALERS0 | C/O KRISTAN MCCONELL OKLAHOMA CITY, OK 73105 | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | — | $496 | $496 | 0.43% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | DELTA DENTAL | $8K | — | $8K | 10.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE CO | PO BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY - 29187 | $5K | — | $5K | 9.72% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES DBA PRE | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | AMERICAN FIDELITY ASSURANCE COMPANY - 29187 | $2K | — | $2K | 4.09% |
| OKLAHOMA AUTOMOBILE DEALERS0 | C/O KRISTAN MCCONELL OKLAHOMA CITY, OK 73105 | AMERICAN FIDELITY ASSURANCE COMPANY - 29187 | — | $236 | $236 | 0.42% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES | 10425 S 82ND E AVE SUITE 110 TULSA, OK 741337097 | VISION SERVICE PLAN | $1K | — | $1K | 10.05% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $52 | $2K | 15.46% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $565 | $565 | 5.00% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $588 | $20 | $608 | 15.52% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $196 | $196 | 5.00% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES | 10425 S 82ND E AVE SUITE 110 TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $120 | $5 | $125 | 15.63% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $40 | $40 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | COMMUNITY CARE MANAGED HEALTHCARE PLANS OF OKLAHOMA | 162 | $988K |
| Dental | DELTA DENTAL | 103 | $76K |
| Vision | VISION SERVICE PLAN | 88 | $13K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $16K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | 70 | $172K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | 70 | $172K |
| Other(4 contracts, 3 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY - 66131 | 166 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 166 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.