See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS CAREMARK EIN 05-0340626 CLAIMS/FEES/ADMIN RX | Claims processing; Contract Administrator Service code 12 | — | $5.4M |
| BCBS OF AL (75769) EIN 63-0103830 CLAIM ADMIN MED | Participant communication; Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $862K |
| AMERICAN BEHAVIORAL BENEFITS MANAGE EIN 63-1030881 CLAIM ADMIN EAP | Participant communication; Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $447K |
| COMPSYCH EIN 35-3739783 CLAIM ADMIN EAP | Direct payment from the plan; Contract Administrator; Claims processing; Participant communication Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,294 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,299 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,268 | $155K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,294 | $1.8M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,294 | $1.8M |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 1,380 | $804K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,294 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,380 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.