| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TIKIA CONSULTING GROUP INC3 Filed as: TIKIA CONSULTING GROUP, INC. | 3525 NORTH CAUSEWAY BOULEVARD SUITE 815 METAIRIE, LA 70002 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $21K | — | $21K | 1.61% |
| RSC INSURANCE BROKERAGE INC3 | 3525 NORTH CAUSEWAY BOULEVARD SUITE 815 METAIRIE, LA 70002 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $20K | — | $20K | 1.55% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $17K | $36 | $17K | 1.28% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: B & A INSURANCE AGENCY INC | 4736 WEST NAPOLEAN AVENUE #300 METAIRIE, LA 70001 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $17K | — | $17K | 1.27% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE & RINA TIKIA | — | TRUASSURE INSURANCE COMPANY | $12K | — | $12K | 9.28% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: B & A INSURANCE AGENCY, INC | — | TRUASSURE INSURANCE COMPANY | $8K | — | $8K | 6.33% |
| RINA TIKIA3 | — | TRUASSURE INSURANCE COMPANY | $2K | — | $2K | 1.30% |
| TIKIA CONSULTING GROUP INC3 | — | TRUASSURE INSURANCE COMPANY | $2K | — | $2K | 1.28% |
| RSC INSURANCE BROKERAGE INC3 | — | TRUASSURE INSURANCE COMPANY | $1K | — | $1K | 1.04% |
| RSC INSURANCE BROKERAGE INC3 | 3525 NORTH CAUSEWAY BOULEVARD #815 METAIRIE, LA 70002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 24.33% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: B & A INSURANCE AGENCY INC | 4736 WEST NAPOLEON AVENUE SUITE 300 METAIRIE, LA 70001 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 7.25% |
| RINA TIKIA3 Filed as: RINA Z TIKIA | 3525 NORTH CAUSEWAY BOULEVARD SUITE 815 METAIRIE, LA 70002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $416 | — | $416 | 2.94% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $283 | — | $283 | 2.00% |
| RSC INSURANCE BROKERAGE INC3 | 3525 NORTH CAUSEWAY BOULEVARD #815 METAIRIE, LA 70002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 20.05% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: B & A INSURANCE AGENCY INC | 4736 WEST NAPOLEON AVENUE SUITE 300 METAIRIE, LA 70001 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $422 | — | $422 | 6.79% |
| TIKIA CONSULTING GROUP INC3 Filed as: TIKIA CONSULTING GROUP,INC. | 3525 NORTH CAUSEWAY BOULEVARD SUITE 815 METAIRIE, LA 70002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $144 | — | $144 | 2.32% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $74 | — | $74 | 1.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 215 | $1.3M |
| Dental | TRUASSURE INSURANCE COMPANY | 401 | $128K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 215 | $1.3M |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 162 | $6K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 29 | $14K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 162 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 401 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.