| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 111 VETERANS BOULEVARD SUITE 1130 METAIRIE, LA 70005 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $45K | — | $45K | 5.38% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SER SAN ANTONIO | 70 NORTHEAST LOOP 410 SUITE 325 SAN ANTONIO, TX 78216 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $11K | $2K | $13K | 1.58% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-BATON RO | 235 HIGHLANDIA DRIVE SUITE 200 BATON ROUGE, LA 70810 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | — | $5K | $5K | 0.62% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SER SAN ANTONIO | 70 NORTHEAST LOOP 410 SUITE 325 SAN ANTONIO, TX 78216 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $294 | — | $294 | 0.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 111 VETERANS BOULEVARD SUITE 1130 METAIRIE, LA 70005 | HUMANA HEALTH BENEFIT OF LOUISIANA, INC. | $19K | — | $19K | 5.68% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-BATON RO | 235 HIGHLANDIA DRIVE SUITE 200 BATON ROUGE, LA 70810 | HUMANA HEALTH BENEFIT OF LOUISIANA, INC. | — | $3K | $3K | 1.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 VETERANS BOULEVARD SUITE 1130 METAIRIE, LA 70005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 20.27% |
| JAMIE BIVALACQUA3 | 4824 PURDUE DRIVE METAIRIE, LA 70003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $310 | — | $310 | 0.46% |
| SHAWN M VINJU3 | 3500 NORTH CAUSEWAY BOULEVARD METAIRIE, LA 70001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $87 | — | $87 | 0.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 111 VETERANS BOULEVARD SUITE 1130 METAIRIE, LA 70005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 11.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 303 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 303 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 260 | $1.2M |
| Dental | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 260 | $846K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 260 | $846K |
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 156 | $17K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 1 | $67K |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 156 | $17K |
| Other(2 contracts) | CONTINENTAL AMERICAN INSURANCE COMPANY | 156 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.