| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS MORGAN BAIRD JR3 Filed as: THOMAS M BAIRD JR | 313 S JUPITER RD 200 ALLEN, TX 750023054 | UNITEDHEALTHCARE INSURANCE COMPANY | $44K | — | $44K | 4.50% |
| THOMAS MORGAN BAIRD JR3 Filed as: THOMAS M. BAIRD JR. | 313 S JUPITOR RD STE 200 ALLEN, TX 75002 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $4K | $25K | 13.83% |
| DENNIS M COPLAND3 | 3402 ENTERPRISE DRIVE ROWLETT, TX 75088 | AFLAC | $4K | $464 | $4K | 10.25% |
| KIMBERLY S COPLAND3 | 115 LACOST CT GARLAND, TX 75044 | AFLAC | $2K | $57 | $2K | 6.02% |
| JOHN DEE MAULDIN3 | 3402 ENTERPRISE DRIVE ROWLETT, TX 75088 | AFLAC | $1K | $91 | $1K | 3.35% |
| THOMAS MORGAN BAIRD JR3 Filed as: THOMAS M BAIRD JR | 313 S JUPITER RD STE 200 ALLEN, TX 75002 | AFLAC | $1K | — | $1K | 2.95% |
| GAURI SAMPATH3 | 4223 HOLLOW OAK DR DALLAS, TX 75287 | AFLAC | $400 | $3 | $403 | 0.98% |
| CAMILLE REED3 | 2311 41ST ST SNYDER, TX 79549 | AFLAC | $400 | — | $400 | 0.97% |
| ROBERT PERRY EVANS JR3 | 309 BLUE SAGE DRIVE ROCKWALL, TX 75087 | AFLAC | $293 | $81 | $374 | 0.91% |
| GAY M HUNDLEY3 | 1416 GABLES COURT PLANO, TX 75075 | AFLAC | $143 | — | $143 | 0.35% |
| KRISTY ANN MOOREHEAD3 | 309 BLUE SAGE DRIVE ROCKWALL, TX 75087 | AFLAC | $52 | $5 | $57 | 0.14% |
| YI CHIA CHANG3 | 1515 RIO GRANDE DR APT 202 PLANO, TX 75075 | AFLAC | $48 | — | $48 | 0.12% |
| MICAH T CHAMPION | 1408 SUSAN LN CARROLLTON, TX 75007 | AFLAC | $48 | — | $48 | 0.12% |
| ANN K GRAVSETH3 | 4528 CEDARBRUSH DRIVE DALLAS, TX 75229 | AFLAC | $42 | — | $42 | 0.10% |
| ADAM SHANE HUNDLEY3 | 620 TAYLOR TRAIL MURPHY, TX 75094 | AFLAC | $22 | — | $22 | 0.05% |
| CRAIG LAIRD BATES | 2017 WOODOAK DR IRVING, TX 75060 | AFLAC | $9 | $11 | $20 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 241 | $988K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 452 | $178K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 452 | $178K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 452 | $178K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 452 | $178K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 452 | $178K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 452 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.