| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS M BAIRD3 | 912 CARLSBAD DRIVE ALLEN, TX 75002 | BLUE CROSS BLUE SHIELD OF TEXAS | $89K | $2K | $91K | 3.04% |
| THOMAS M BAIRD3 | 912 CARLSBAD DRIVE ALLEN, TX 75002 | THE GUARDIAN INSURANCE COMPANY OF AMERICA | $46K | — | $46K | 11.98% |
| NANCY E ODOM3 | 5921 STONE MEADOW DR PLANO, TX 75093 | AFLAC | $5K | $145 | $5K | 9.01% |
| DENNIS M COPLAND3 | 118 LA COSTA CT GARLAND, TX 75044 | AFLAC | $1K | — | $1K | 1.95% |
| THOMAS M BAIRD3 | 4524 DEL REY AVE MCKINNEY, TX 75070 | AFLAC | $956 | — | $956 | 1.67% |
| DAVID MARTIN GUSTAFSON3 | 5921 STONE MEADOW DR PLANO, TX 75093 | AFLAC | $337 | $10 | $347 | 0.61% |
| JOHN DEE MAULDIN3 | 4116 KENTSHIRE LN DALLAS, TX 75287 | AFLAC | $228 | — | $228 | 0.40% |
| GUSTAVO ARRIAGA II3 | 5237 N RIVERSIDE DR STE 207 FORT WORTH, TX 76137 | AFLAC | $140 | $36 | $176 | 0.31% |
| MILTON EDDIE EDWARDS3 | 5500 MCKINNEY PLACE DR APT 1006 MCKINNEY, TX 75070 | AFLAC | $120 | — | $120 | 0.21% |
| TALHA ZAQUIR RAHMAN3 | 10973 PRESCOTT DR FRISCO, TX 75033 | AFLAC | $110 | — | $110 | 0.19% |
| RENE ARRIAGA3 | 509 SANDPIPER LN LAREDO, TX 78045 | AFLAC | $98 | — | $98 | 0.17% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $78 | — | $78 | 0.14% |
| BRITTANY A TALLENT3 | 9329 WOOD DUCK DR FT WORTH, TX 76118 | AFLAC | $65 | $9 | $74 | 0.13% |
| GAY M HUNDLEY3 | 8796 FOREST CREEK LN ANNA, TX 75409 | AFLAC | $56 | — | $56 | 0.10% |
| KATHY DIANE JAMES CARLSON3 | 525 RIDGEWOOD ST LAKE DALLAS, TX 75065 | AFLAC | $54 | — | $54 | 0.09% |
| GREGORY LAKE JONES3 | 4116 MUSTANG TRL FLOWER MOUND, TX 75028 | AFLAC | $53 | — | $53 | 0.09% |
| VICKI JANAY SHEA3 | 2000 N MEADOW WAY CIR ARLINGTON, TX 76015 | AFLAC | $48 | — | $48 | 0.08% |
| ZACHARY ALLEN HARLOW3 | 2030 W BASELINE RD STE 182-17062 PHOENIX, AZ 85041 | AFLAC | $40 | — | $40 | 0.07% |
| JONI AKALA BILLINGS3 | 2060 OLIVER SPRINGS ST HENDERSON, NV 89052 | AFLAC | $22 | — | $22 | 0.04% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $18 | — | $18 | 0.03% |
| DEBORAH STARR3 | 9707 ORLANDO AVE APT B LUBBOCK, TX 79423 | AFLAC | $14 | — | $14 | 0.02% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $13 | — | $13 | 0.02% |
| HARVEY EDWARD MCCREARY JR3 | 717 BOSLEY FATE, TX 75087 | AFLAC | $9 | — | $9 | 0.02% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 1750 WINDY HILL LN PROSPER, TX 75078 | AFLAC | $7 | — | $7 | 0.01% |
| KRISTY ANN MOOREHEAD3 | 300 WELCH DR ROYSE CITY, TX 75189 | AFLAC | $4 | — | $4 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 239 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 239 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 384 | $3.0M |
| Dental | THE GUARDIAN INSURANCE COMPANY OF AMERICA | 239 | $382K |
| Vision | THE GUARDIAN INSURANCE COMPANY OF AMERICA | 239 | $382K |
| Life insurance | THE GUARDIAN INSURANCE COMPANY OF AMERICA | 239 | $382K |
| Short-term disability | AFLAC | 55 | $57K |
| Long-term disability | THE GUARDIAN INSURANCE COMPANY OF AMERICA | 239 | $382K |
| Other | THE GUARDIAN INSURANCE COMPANY OF AMERICA | 239 | $382K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.