| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| F.B.P. INSURANCE SERVICE LLC3 | THE PRECEPT GROUP 130 THEORY STREET STE 200 IRVINE, CA 92617 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $41K | — | $41K | 1.35% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3201 BEECHLEAF CT CT # 200 RALEIGH, NC 27604 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $149K | $75K | $224K | 10.95% |
| MCGRIFF INSURANCE SERVICES INC3 | — | MVP HEALTHCARE | $3K | — | $3K | 0.27% |
| MCGRIFF INSURANCE SERVICES INC0 | PO BOX 896620 CHARLOTTE, NC 28289 | HARTFORD LIFE AND ACCIDENT | -$4 | $34K | $34K | 16.14% |
| PRECEPT INSURANCE SOLUTIONS3 Filed as: THE PRECEPT GROUP, INC. | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $6K | — | $6K | 7.29% |
| RUTH I LARKIN3 | 2000 WADSWORTH BLVD, #202 LAKEWOOD, CO 80214 | GENWORTH LIFE INSURANCE COMPANY | $6K | — | $6K | 8.13% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | GENWORTH LIFE INSURANCE COMPANY | $3K | — | $3K | 4.07% |
| SENIOR COMMISSION FUNDING LLC3 | 6201 PRESIDENTIAL COURT FORT MYERS, FL 33919 | LIFESECURE INSURANCE COMPANY | $2K | — | $2K | 3.88% |
| RUTH LARKIN3 | 2000 WADSWORTH BLVD, #202 LAKEWOOD, CO 80214 | LIFESECURE INSURANCE COMPANY | $2K | — | $2K | 3.76% |
| J MANNING AND ASSOCIATES3 Filed as: J. MANNING & ASSOCIATES | 220 N GREEN ST. CHICAGO, IL 60607 | LIFESECURE INSURANCE COMPANY | $1K | — | $1K | 2.51% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CENTER DR GREENSBORO, NC 27409 | LIFESECURE INSURANCE COMPANY | $871 | — | $871 | 1.79% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F B P INSURANCE SERVICES INC | 130 THEORY STREET SUITE 200 IRVINE, CA 92617 | ACE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F B P INSURANCE SERVICES | 130 THEORY STREET STE 200 RALEIGH, CA 92617 | ACE INSURANCE COMPANY | $4K | $0 | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,078 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 153 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,394 | $10.2M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2 | $84K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,606 | $2.2M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 3,606 | $209K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 3,606 | $209K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 1,394 | $6.0M |
| Other(7 contracts, 6 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,106 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,606 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.