| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANDREINI AND COMPANY3 | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | KAISER FOUNDATION HEALTH PLAN INC. | $16K | $0 | $16K | 2.75% |
| WES BRADFORD INSURANCE SALES INC3 Filed as: WES BRADFORD INSURANCE SALES, INC. | 1800 19TH STREET BAKERSFIELD, CA 93301 | KAISER FOUNDATION HEALTH PLAN INC. | $2K | $0 | $2K | 0.26% |
| ANDREINI AND COMPANY3 | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | $5K | $0 | $5K | 7.49% |
| CRYSTAL LYNN KNIGHT3 | 11909 KENSETH STREET BAKERSFIELD, CA 93312 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $496 | $2K | 8.89% |
| CAL-VALLEY INSURANCE SERVICES INC3 Filed as: CAL-VALLEY INSURANCE SERVICES | 5070 NORTH SIXTH STREET, SUITE 155 FRESNO, CA 93710 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 8.27% |
| MICHELLE MARIE LANHAM3 | 12420 PADDOCK PLACE BAKERSFIELD, CA 93312 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $323 | $162 | $485 | 2.86% |
| MJ INSURANCE3 Filed as: ROSE CUEVAS AND VARIOUS AGENTS | 1675 SOUTH FRANKLIN AVENUE REEDLEY, CA 93654 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $396 | $24 | $420 | 2.48% |
| HECTOR ADRIAN CABRERA3 | 4605 HAHN AVENUE BAKERSFIELD, CA 93309 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $312 | $0 | $312 | 1.84% |
| JIM DIMOLFETTO3 | PO BOX 2720 BAKERSFIELD, CA 93303 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $113 | $123 | $236 | 1.39% |
| JASON DANIEL MCCLAIN3 | 1661 OLIVE STREET BAKERSFIELD, CA 93301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $200 | $9 | $209 | 1.23% |
| ANDREINI & COMPANY3 | 220 WEST 20TH SAN MATEO, CA 94403 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.82% |
| ANDREINI AND COMPANY3 | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC. | 203 | $598K |
| Dental | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | 254 | $68K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 203 | $17K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 105 | $12K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 203 | $598K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 105 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 254 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.