Welfare broker

ANDREINI & COMPANY

Mailing address (most recent filing)

4500 SOUTH LAKESHORE DRIVE

SUITE 485

TEMPE, CA 85282

Carrier mix

Where ANDREINI & COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$2.4M	25.0%
PREMIER ACCESS INSURANCE COMPANY	1	$42K	25.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$51K	25.0%
CALIFORNIA PHYSICIANS SERVICE	1	$2.3M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	4	$4.8M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ANDREINI & COMPANY's plans by broker comp / premium ratio. Median 8.06% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of ANDREINI & COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where ANDREINI & COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
REDWOOD COMMUNITY SERVICES, INC. REDWOOD COMMUNITY SERVICES, INC.	CA	$2.4M	$151K	UNITED HEALTHCARE INSURANCE COMPANY
WINE.COM, INC. WINE.COM, INC. WELFARE BENEFIT PLAN	CA	$2.3M	$102K	CALIFORNIA PHYSICIANS SERVICE
GOODWILL INDUSTRIES OF SAN JOAQUIN VALLEY, INC. GOODWILL INDUSTRIES FLEXIBLE BENEFITS PLAN	CA	$42K	$5K	PREMIER ACCESS INSURANCE COMPANY
BERTOLOTTI DISPOSAL INC BERTOLOTTI DISPOSAL INC. HEALTH AND WELFARE PLAN	CA	$51K	$5K	UNITED OF OMAHA LIFE INSURANCE COMPANY