| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | 3000 LAKESIDE DRIVE #200 SOUTH BANNOCKBURN, IL 60015 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $96K | — | $96K | 5.04% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, INC. | 3000 LAKESIDE DRIVE #200 S BANNOCKBURN, IL 60015 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | $45K | — | $45K | 5.62% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA RD WESTLAKE VILLAGE, CA 91361 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | — | $20K | $20K | 2.43% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | 2 PARKWAY NORTH STE 500 DEERFIELD, IL 60015 | SUN LIFE ASSURANCE COMPANY OF CANADA | $36K | — | $36K | 12.52% |
| AXIX BENEFITS CONSULTANTS, INC.3 Filed as: AXIX BENEFITS CONSULTANTS INC. | 1901 BUTTERFIELD RD STE 200 DOWNERS GROVE, IL 60515 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 0.38% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 14.51% |
| GCG FINANCIAL LLC3 | 3 PARKWAY NORTH STE 500 DEERFIELD, IL 60015 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $8K | $12K | 19.08% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $6K | $451 | $7K | 20.15% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE. 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $4K | $296 | $5K | 21.40% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $96 | $6 | $102 | 2.50% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE. 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & CASUALTY INSURANCE COMPANY | $359 | $36 | $395 | 52.32% |
| BENEFIT ADVISORS NETWORK LLC3 Filed as: BENEFIT ADVISORS NETWORK | 6830 COCHRAN RD SOLON, OH 44139 | PROVIDENT LIFE & CASUALTY INSURANCE COMPANY | — | $43 | $43 | 5.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 491 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 491 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 373 | $2.7M |
| Dental | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | 124 | $802K |
| Vision(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | 330 | $862K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 573 | $288K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 573 | $288K |
| Long-term disability(5 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 573 | $348K |
| Other(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 573 | $355K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 573 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.