| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFITS CONSULTANTS | 777 OAKMONT LANE STE 1400 WESTMONT, IL 60559 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $53K | — | $53K | 4.66% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, INC. | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | $31K | — | $31K | 3.74% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA RD WESTLAKE VILLAGE, CA 91361 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | — | $17K | $17K | 2.09% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 777 OAKMONT LANE STE 1400 WESTMONT, IL 60559 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | $8K | — | $8K | 0.98% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, INC. | 3000 LAKESIDE DRIVE #200 S BANNOCKBURN, IL 60015 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | $4K | — | $4K | 0.43% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 777 OAKMONT LANE STE 1400 WESTMONT, IL 60559 | ANTHEM HEALTH PLANS, INC. (G1800) | $8K | — | $8K | 1.56% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 777 OAKMONT LANE STE 1400 WESTMONT, IL 60559 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE COMPANY (G0360) | $21K | — | $21K | 5.27% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA RD WEST LAKE VILLAGE, CA 91361 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE COMPANY (G0360) | — | $8K | $8K | 2.14% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 777 OAKMONT LANE STE. 1400 WESTMONT, IL 60559 | SUN LIFE ASSURANCE COMPANY OF CANADA | $32K | — | $32K | 9.27% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | 3 PARKWAY NORTH STE 500 DEERFIELD, IL 60015 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 1.11% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 12.95% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 777 OAKMONT LANE STE 1400 WESTMONT, IL 60559 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 1.63% |
| GCG FINANCIAL LLC3 | 3 PARKWAY NORTH STE 500 DEERFIELD, IL 60015 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $4K | $9K | 12.55% |
| NATIONAL BENEFIT CENTER3 Filed as: NATIONAL BENEFIT CENTER LLC | 1105 N MARKET STREET STE 1300 WILMINGTON, DE 19801 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $72 | — | $72 | 0.10% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 17.93% |
| AXIX BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE. 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 11.22% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $149 | — | $149 | 4.45% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE. 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $106 | — | $106 | 6.79% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE. 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & CASUALTY INSURANCE COMPANY | $88 | — | $88 | 14.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 662 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 662 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 211 | $3.3M |
| Dental(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | 177 | $1.2M |
| Vision(3 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | 350 | $1.3M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 695 | $350K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 695 | $350K |
| Long-term disability(6 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 695 | $399K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 92 | $420K |
| Other(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 695 | $427K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 695 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.