| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFITS CONSULTANTS, INC | 777 OAKMONT LANE STE 1400 WESTMONT, IL 60559 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $35K | — | $35K | 2.31% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | 3000 LAKESIDE DRIVE # 200 SOUTH BANNOCKBURN, IL 60015 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $24K | — | $24K | 1.55% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, INC. | 3000 LAKESIDE DRIVE #200 S BANNOCKBURN, IL 60015 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | $42K | — | $42K | 4.71% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA RD WESTLAKE VILLAGE, CA 91361 | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | — | $17K | $17K | 1.90% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | 2 PARKWAY NORTH STE 500 DEERFIELD, IL 60015 | SUN LIFE ASSURANCE COMPANY OF CANADA | $37K | — | $37K | 11.23% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | — | $13K | 17.42% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 777 OAKMONT LANE STE 1400 WESTMONT, IL 60559 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 2.08% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL | 3 PARKWAY NORTH STE 500 DEERFIELD, IL 60015 | DELTAL DENTAL INSURANCE COMPANY | $1K | — | $1K | 1.93% |
| GCG FINANCIAL LLC3 | 3 PARKWAY NORTH STE 500 DEERFIELD, IL 60015 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $5K | $10K | 14.13% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 9.74% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE. 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 9.08% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $103 | — | $103 | 2.73% |
| AXIS BENEFITS CONSULTANTS, INC.3 | 1901 BUTTERFIELD RD. STE. 200 DOWNERS GROVE, IL 60515 | PROVIDENT LIFE & CASUALTY INSURANCE COMPANY | $42 | — | $42 | 14.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 585 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 585 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 448 | $2.8M |
| Dental(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | 1,084 | $974K |
| Vision(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE & HEALTH INSURANCE CO. (G0360) | 337 | $972K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 616 | $326K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 616 | $326K |
| Long-term disability(5 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 616 | $365K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 91 | $328K |
| Other(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 616 | $398K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,084 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.