| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DRIVE SUITE 200 CAMDEN, NJ 08103 | UNITEDHEALTHCARE INSURANCE COMPANY | $154K | $0 | $154K | 1.11% |
| G&A BENEFICIAL LLC3 Filed as: G&A BENEFICIAL, LLC | 17220 KATY FREEWAY HOUSTON, TX 77094 | UNITEDHEALTHCARE INSURANCE COMPANY | $145K | $0 | $145K | 1.04% |
| FLORIDA SHERIFFS EMPLOYEE BENEFITS3 | 2090 SUMMIT LAKE DRIVE TALLAHASSEE, FL 32317 | UNITEDHEALTHCARE INSURANCE COMPANY | $134K | $0 | $134K | 0.97% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FL 6 SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | $71K | $0 | $71K | 0.51% |
| BENNIE INSURANCE, LLC3 Filed as: BENNIE INSURANCE LLC | 700 CANAL STREET SUITE 1 STAMFORD, CT 06902 | UNITEDHEALTHCARE INSURANCE COMPANY | $69K | $0 | $69K | 0.50% |
| CORPORATE SYNERGIES GROUP LLC3 | 818 W RIVERSIDE AVE SUITE 800 SPOKANE, WA 99201 | UNITEDHEALTHCARE INSURANCE COMPANY | $51K | $0 | $51K | 0.37% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON NORTHEAST INC | 10 STATE HOUSE SQ FLOOR 11 HARTFORD, CT 06103 | UNITEDHEALTHCARE INSURANCE COMPANY | $46K | $0 | $46K | 0.33% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 401 UNION STREET FLOOR 30 SEATTLE, WA 98101 | UNITEDHEALTHCARE INSURANCE COMPANY | $25K | $0 | $25K | 0.18% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | P.O. BOX 3018 BOTHELL, WA 98041 | UNITEDHEALTHCARE INSURANCE COMPANY | $23K | $0 | $23K | 0.17% |
| PROFESSIONAL PENSIONS INC3 | 10 RESEARCH PKWY P.O. BOX 3018 WALLINGFORD, CT 06492 | UNITEDHEALTHCARE INSURANCE COMPANY | $20K | $0 | $20K | 0.14% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | $0 | $18K | 0.13% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 501 MERRITT 7 FLOOR 5 NORWALK, CT 06851 | UNITEDHEALTHCARE INSURANCE COMPANY | $73 | $0 | $73 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,505 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,526 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 3,928 | $13.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,928 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.