| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT PLANNING | DBA USI INSURANCE SERVICES OF TEXAS 840 GESSNER, SUITE 600 HOUSTON, TX 77024 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $861K | $861K | 3.36% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT PLANNING | DBA USI INSURANCE SERVICES 840 GESSNER, SUITE 600 HOUSTON, TX 77024 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $918K | $918K | 3.61% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT PLANNING | DBA USI INSURANCE SERVICES OF TEXAS 840 GESSNER SUITE 600 HOUSTON, TX 77024 | SUN LIFE ASSURANCE COMPANY | $0 | $642K | $642K | 3.46% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3.7M | $0 | $3.7M | 22.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 506 N BRAND BLVD SUITE 600 GLENDALE, CA 91203 | METROPOLITAN LIFE INSURANCE COMPANY | $152K | $41 | $152K | 2.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE FL 14 ITASCA, IL 60143 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $117K | $117K | 1.61% |
| STEVEN KENT SELF3 | PO BOX 1169 LONGVIEW, TX 75606 | UNITEDHEALTHCARE INSURANCE COMPANY | $60K | $247K | $307K | 7.13% |
| STEVEN KENT SELF3 | BOX 11369 LONGVIEW, TX 75606 | UNITEDHEALTHCARE INSURANCE COMPANY | $26K | $107K | $133K | 7.17% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO LIFE AND BENEFITS SERVICES, IN | PO BOX 218060 HOUSTON, TX 77218 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $34K | $34K | 3.80% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: REUBEN WARNER ASSOC INC | 1655 RICHMOND AVE STATEN ISLAND, NY 10314 | FEDERAL INSURANCE COMPANY | $0 | $14K | $14K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108,023 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 436 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 108,459 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 2,622 | $25.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 23,343 | $7.2M |
| Life insurance(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 105,728 | $26.6M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY | 42,315 | $18.6M |
| Long-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 66,816 | $26.3M |
| Prescription drug(4 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 2,622 | $25.6M |
| Other(2 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 135,200 | $16.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 135,200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.