Insurance carrier

THE HEALTH PLAN

health: 14dental: 1vision: 3drug: 8

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
WV	1	$4.9M	0.2%	138.21x
OH	1	$3.5M	0.0%	3.86x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of THE HEALTH PLAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where THE HEALTH PLAN is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
GO-MART, INC. GO-MART, INC. MEDICAL PLAN	WV	$4.9M	368	fully insured	SCHWENDEMAN AGENCY, INC.
TURF CARE SUPPLY CORP TURF CARE SUPPLY HEALTH AND WELFARE PLAN	OH	$3.5M	359	mixed	JAMES B. OSWALD COMPANY