| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT PLANNING | USI INSURANCE SERVICES OF TEXAS 840 GESSNER, SUITE 600 HOUSTON, TX 77024 | SUN LIFE ASSURANCE OF CANADA | $0 | $979K | $979K | 4.16% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT PLANNING | DBA USI INSURANCE SERVICES 840 GESSNER, SUITE 600 HOUSTON, TX 77024 | SUN LIFE ASSURANCE OF CANADA | $0 | $726K | $726K | 3.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4.2M | $0 | $4.2M | 21.77% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT PLANNING | DBA USI INSURANCE SERVICES OF TEXAS 840 GESSNER SUITE600 HOUSTON, TX 77024 | SUN LIFE ASSURANCE COMPANY | $0 | $583K | $583K | 3.35% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 506 N BRAND BLVD SUITE 600 GLENDALE, CA 91203 | METROPOLITAN LIFE INSURANCE COMPANY | $144K | $0 | $144K | 2.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE FL 14 ITASCA, IL 60143 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $94K | $94K | 1.31% |
| DAVID L MCWHORTER3 | PO BOX 2869 LONGVIEW, TX 75606 | UNITEDHEALTHCARE INSURANCE COMPANY | $80K | $80K | $159K | 2.93% |
| STEVEN KENT SELF3 | PO BOX 3644 LONGVIEW, TX 75606 | UNITEDHEALTHCARE INSURANCE COMPANY | $97 | -$200K | -$200K | -3.67% |
| DAVID L MCWHORTER3 | PO BOX 2869 LONGVIEW, TX 75606 | UNITEDHEALTHCARE INSURANCE COMPANY | $30K | $30K | $60K | 2.93% |
| STEVEN KENT SELF3 | BOX 3644 LONGVIEW, TX 75606 | UNITEDHEALTHCARE INSURANCE COMPANY | -$169 | -$88K | -$88K | -4.25% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO LIFE AND BENEFITS SERVICES, IN | PO BOX 218060 HOUSTON, TX 77218 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $31K | $31K | 3.67% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: REUBEN WARNER ASSOC INC | 1655 RICHMOND AVE STATEN ISLAND, NY 10314 | FEDERAL INSURANCE COMPANY | $0 | $14K | $14K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 98,902 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,288 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 100,190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,649 | $21.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 22,428 | $7.2M |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE OF CANADA | 96,899 | $24.4M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY | 39,139 | $17.4M |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE OF CANADA | 59,452 | $24.0M |
| Prescription drug(3 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,649 | $21.2M |
| Other(2 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 133,124 | $19.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133,124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.