| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IRASEMA VELASQUEZ3 | 2411 34TH STREET LUBBOCK, TX 79411 | AFLAC | $18K | $121 | $18K | 13.47% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVE SUITE 115 LUBBOCK, TX 79424 | AFLAC | $2K | $24 | $2K | 1.36% |
| SHIRLEE HEARD3 | 2526 82ND ST STE C LUBBOCK, TX 79423 | AFLAC | $1K | $24 | $1K | 1.02% |
| CLINTON J CLARK3 | 17206 COUNTY ROAD 1440 WOLFFORTH, TX 79382 | AFLAC | $810 | — | $810 | 0.61% |
| LUIS OSCAR HUERTA3 | 12001 UXBRIDGE AVE LUBBOCK, TX 79424 | AFLAC | $701 | — | $701 | 0.53% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE D LUBBOCK, TX 79423 | AFLAC | $356 | — | $356 | 0.27% |
| KELLY S. MADDEN3 Filed as: KELLY S MADDEN | 5714 YORK AVE LUBBOCK, TX 79414 | AFLAC | $335 | — | $335 | 0.25% |
| SHERIDAN TAYLOR WILSON3 | 8117 COUNTY ROAD 6220 SHALLOWATER, TX 79363 | AFLAC | $276 | — | $276 | 0.21% |
| L CARTHEL ENTERPRISE INC3 | 4409 71ST ST LUBBOCK, TX 79424 | AFLAC | $200 | — | $200 | 0.15% |
| DAVID R ZUNIGA3 | 6131 36TH ST LUBBOCK, TX 79407 | AFLAC | $170 | — | $170 | 0.13% |
| CAROL JEAN BARTLETT3 | PO BOX 16104 LUBBOCK, TX 79490 | AFLAC | $166 | — | $166 | 0.12% |
| JASON WILLIAM SHRIVER3 | 3707 110TH ST LUBBOCK, TX 79423 | AFLAC | $112 | — | $112 | 0.08% |
| ARTHUR CHAVEZ3 | 4405 58TH ST LUBBOCK, TX 79414 | AFLAC | $87 | — | $87 | 0.07% |
| ANGELIQUE N LILES3 | 3402 73RD ST UNIT E LUBBOCK, TX 79423 | AFLAC | $83 | — | $83 | 0.06% |
| DAVID L DEARDORFF3 | 9083 E 138TH ST S BIXBY, OK 74008 | AFLAC | $73 | — | $73 | 0.05% |
| SHERRI W WHEELER3 | 5602 YORK AVE LUBBOCK, TX 79414 | AFLAC | $66 | — | $66 | 0.05% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $65 | — | $65 | 0.05% |
| CECIL RAY PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $57 | — | $57 | 0.04% |
| KELLIE G MCDONALD3 | 6308 IOLA AVE UNIT 108 LUBBOCK, TX 79424 | AFLAC | $45 | — | $45 | 0.03% |
| MARK STEVEN CHILES3 | 22 BRIERCROFT OFFICE PARK STE 7 LUBBOCK, TX 79412 | AFLAC | $45 | — | $45 | 0.03% |
| ANGELIQUE N LILES3 | 4025 WOODLAND PARK BLVD STE 180 ARLINGTON, TX 76013 | AFLAC | $41 | — | $41 | 0.03% |
| MICHAEL GRASS3 | 31026 PECAN CREEK DR BROOKSHIRE, TX 77423 | AFLAC | $38 | — | $38 | 0.03% |
| MARTHA SUE CARDENAS3 | 13315 DURANGO DRIVE AMARILLO, TX 79111 | AFLAC | $25 | — | $25 | 0.02% |
| BILLY JOE GILSON3 | PO BOX 152 ROPESVILLE, TX 79358 | AFLAC | $23 | — | $23 | 0.02% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $22 | — | $22 | 0.02% |
| SHEREE L. AMOS3 Filed as: SHEREE L AMOS | 4521 HILLSIDE LN EDMOND, OK 73025 | AFLAC | $21 | — | $21 | 0.02% |
| DONNA CDEBACA STEWART3 | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $17 | — | $17 | 0.01% |
| PATRICIA A PATE3 | 11600 COLLIN WADE RD AMARILLO, TX 79124 | AFLAC | $14 | — | $14 | 0.01% |
| L CARTHEL ENTERPRISE INC3 | 4002 92ND ST LUBBOCK, TX 79423 | AFLAC | $14 | — | $14 | 0.01% |
| JAMES L THOMAS JR3 | 4017 69TH ST LUBBOCK, TX 79413 | AFLAC | $11 | — | $11 | 0.01% |
| GLENN PATE3 Filed as: GLENN B PATE | 11600 COLLIN WADE RD AMARILLO, TX 79124 | AFLAC | $10 | — | $10 | 0.01% |
| MICHAEL W JOINER3 | 6309 IOLA AVE UNIT 102 LUBBOCK, TX 79424 | AFLAC | $9 | — | $9 | 0.01% |
| DANNY G CASIAS3 | 3307 82ND ST STE A LUBBOCK, TX 79423 | AFLAC | $8 | — | $8 | 0.01% |
| DAVID HANCOCK INC3 | PO BOX 423 LAVON, TX 75166 | AFLAC | $7 | — | $7 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TEXAS INC | PO BOX 1149 AMARILLO, TX 79105 | AFLAC | $7 | — | $7 | 0.01% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVENUE STE F LUBBOCK, TX 79423 | AFLAC | $5 | — | $5 | 0.00% |
| TERRY MCLEMORE3 | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 79109 | AFLAC | $5 | — | $5 | 0.00% |
| RICK POLSER3 | 1210 COUNTY ROAD 4930 LEONARD, TX 75452 | AFLAC | — | — | $0 | 0.00% |
| PAUL J SCIOLI3 | 4902 LAKERIDGE DR LUBBOCK, TX 79424 | HARTFORD LIFE AND ACCIDENT | $13K | — | $13K | 10.00% |
| PAUL J SCIOLI3 | 4902 LAKERIDGE DR LUBBOCK, TX 79424 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 6.04% |
| IMS MARKETING, INC.5 | 731 N TAYLOR ST AMARILLO, TX 79107 | UNITED HEALTHCARE INSURANCE COMPANY | — | $4K | $4K | 10.00% |
| IRASEMA VELASQUEZ3 | 2411 34TH STREET LUBBOCK, TX 79411 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 10.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 389 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 390 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 390 | $25K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 390 | $25K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 763 | $181K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 763 | $260K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 763 | $127K |
| Other(3 contracts, 3 carriers) | AFLAC | 763 | $302K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 763 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.