| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ISAREMA VELASQUEZ3 | 2411 34TH STREET LUBBOCK, TX 79411 | AFLAC | $17K | $1K | $18K | 13.36% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVE SUITE 115 LUBBOCK, TX 79424 | AFLAC | $2K | $82 | $2K | 1.26% |
| CLINTON J CLARK3 | 3804 47TH ST LUBBOCK, TX 79413 | AFLAC | $1K | $207 | $2K | 1.12% |
| LUIS OSCAR HUERTA3 | 4415 UNIT A 106TH ST LUBBOCK, TX 79424 | AFLAC | $1K | $128 | $1K | 0.87% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE D LUBBOCK, TX 79423 | AFLAC | $385 | — | $385 | 0.28% |
| DAVID R ZUNIGA3 | 6131 36TH ST LUBBOCK, TX 79407 | AFLAC | $215 | — | $215 | 0.16% |
| SHIRLEE HEARD3 | 2526 C 82ND ST LUBBOCK, TX 79423 | AFLAC | $195 | $16 | $211 | 0.15% |
| CAROL JEAN BARTLETT3 | PO BOX 16104 LUBBOCK, TX 79470 | AFLAC | $200 | — | $200 | 0.15% |
| JASON WILLIAM SHRIVER3 | 3707 110TH ST LUBBOCK, TX 79423 | AFLAC | $162 | — | $162 | 0.12% |
| ANGELICA ESTRADA3 | PO BOX 16813 LUBBOCK, TX 79490 | AFLAC | $125 | — | $125 | 0.09% |
| SHIRLEE HEARD3 | 2526 82ND ST STE C LUBBOCK, TX 79423 | AFLAC | $110 | — | $110 | 0.08% |
| L CARTHEL ENTERPRISE INC3 | 4409 71ST ST LUBBOCK, TX 79424 | AFLAC | $100 | — | $100 | 0.07% |
| ARTHUR CHAVEZ3 Filed as: ARTHUR CHAVEX | 4405 58TH ST LUBBOCK, TX 79414 | AFLAC | $80 | — | $80 | 0.06% |
| DAVID L DEARDORFF3 Filed as: DAVID L. DEARDORFF | 9083 E 138TH ST S BIXBY, OK 74008 | AFLAC | $78 | — | $78 | 0.06% |
| ANGELIQUE N LILES3 | 4025 WOODLAND PARK BLVD STE 180 ARLINGTON, TX 76013 | AFLAC | $72 | — | $72 | 0.05% |
| SHERRI W WHEELER3 | 5602 YORK AVE LUBBOCK, TX 79414 | AFLAC | $60 | — | $60 | 0.04% |
| L CARTHEL ENTERPRISE INC3 | 4409 71ST STREET LUBBOCK, TX 79424 | AFLAC | $58 | — | $58 | 0.04% |
| CLINTON J CLARK3 | 17206 COUNTY ROAD 1440 WOLFFORTH, TX 79382 | AFLAC | $57 | — | $57 | 0.04% |
| MARK STEVEN CHILES3 | 22 BRIERCROFT OFFICE PARK STE 7 LUBBOCK, TX 79412 | AFLAC | $53 | — | $53 | 0.04% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $43 | — | $43 | 0.03% |
| ANGELIQUE N LILES3 | 305 REGENCY PKWY STE 605 MANSFIELD, TX 76063 | AFLAC | $41 | — | $41 | 0.03% |
| MICHAEL W JOINER3 | 6308 IOLA AVE UNIT 102 LUBBOCK, TX 79424 | AFLAC | $36 | $3 | $39 | 0.03% |
| ANGELICA ESTRADA3 | 2202 URBANA AVE LUBBOCK, TX 79407 | AFLAC | $35 | — | $35 | 0.03% |
| MICHAEL GRASS3 | 31026 PECAN CREEK DR BROOKSHIRE, TX 77423 | AFLAC | $25 | — | $25 | 0.02% |
| MICHELLE ANNE CHILES3 | 22 BRIERCROFT OFFICE PARK STE 7 LUBBOCK, TX 79412 | AFLAC | $23 | — | $23 | 0.02% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $23 | — | $23 | 0.02% |
| MARTHA SUE CARDENAS3 | 13315 DURANGO DRIVE AMARILLO, TX 79111 | AFLAC | $23 | — | $23 | 0.02% |
| BILLY JOE GILSON3 | PO BOX 152 ROPESVILLE, TX 79358 | AFLAC | $21 | — | $21 | 0.02% |
| SHEREE L. AMOS3 Filed as: SHEREE L AMOS | 4521 HILLSIDE LN EDMOND, OK 73025 | AFLAC | $19 | — | $19 | 0.01% |
| DONNA CDEBACA STEWART3 | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $16 | — | $16 | 0.01% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $14 | — | $14 | 0.01% |
| CECIL RAY PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $13 | — | $13 | 0.01% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $13 | — | $13 | 0.01% |
| FRANKLING R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $12 | — | $12 | 0.01% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD SUITE 105 KATY, TX 77450 | AFLAC | $10 | — | $10 | 0.01% |
| JAMES L THOMAS JR3 | 4017 69TH ST LUBBOCK, TX 79413 | AFLAC | $10 | — | $10 | 0.01% |
| LAYLAN W STAPP3 | 3602 ROLLING GREEN DR APT 217 ABILENE, TX 79606 | AFLAC | $8 | — | $8 | 0.01% |
| JUDY L EDWARDS3 | PO BOX 66 BURLESON, TX 76097 | AFLAC | $7 | — | $7 | 0.01% |
| DANNY G CASIAS3 | 3307 82ND STE A LUBBOCK, TX 79423 | AFLAC | $7 | — | $7 | 0.01% |
| PATRICIA R ALDAPE3 | PO BOX 181515 ARLINGTON, TX 76096 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID HANCOCK INC3 | PO BOX 423 LAVON, TX 76166 | AFLAC | $2 | — | $2 | 0.00% |
| RONALD E KIRKLAND3 Filed as: RONALD JONES | 119 KRISTIN DR ALEDO, TX 76068 | AFLAC | $1 | — | $1 | 0.00% |
| MONA FRANCES BROMLEY3 | 6515 88TH STREET LUBBOCK, TX 79424 | AFLAC | $1 | — | $1 | 0.00% |
| RICKY POLSER3 | 1210 COUNTY ROAD 4930 LEONARD, TX 75452 | AFLAC | — | — | $0 | 0.00% |
| MARCO JOE KLIMEK3 | 1501 LYNDON B JOHNSON FWY STE 660 DALLAS, TX 75234 | AFLAC | — | — | $0 | 0.00% |
| PAUL J SCIOLI3 | 4412 74TH STREET SUITE A 100 LUBBOCK, TX 79424 | HARTFORD LIFE AND ACCIDENT | $13K | — | $13K | 10.00% |
| PAUL J SCIOLI3 | 4412 74TH STREET SUITE A 100 LUBBOCK, TX 79424 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 5.65% |
| INSURANCE MANAGEMENT SERVICES5 | 731 N TAYLOR ST AMARILLO, TX 79107 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| IRASEMA VELASQUEZ3 | 2411 34TH STREET LUBBOCK, TX 79411 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 9.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 459 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 459 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 161 | $25K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 161 | $25K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 413 | $174K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 255 | $265K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 255 | $128K |
| Other(3 contracts, 3 carriers) | AFLAC | 358 | $310K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 413 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.