| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IRASEMA VELASQUEZ3 | 2411 34TH ST. LUBBOCK, TX 79411 | AFLAC | $25K | $1K | $26K | 15.46% |
| CLINTON J CLARK3 Filed as: CLINTON J. CLARK | 3804 47TH ST. LUBBOCK, TX 79413 | AFLAC | $3K | $216 | $3K | 2.07% |
| LUIS OSCAR HUERTA3 | 4415 UNIT A 106TH ST. LUBBOX, TX 79424 | AFLAC | $3K | $216 | $3K | 1.63% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE. STE F LUBBOCK, TX 79423 | AFLAC | $688 | $145 | $833 | 0.50% |
| PETER B WILKINSON JR3 Filed as: PETER B. WILKINSON, JR. | 6202 IOLA AVE. STE 115 LUBBOCK, TX 79424 | AFLAC | $707 | $0 | $707 | 0.42% |
| CAROL JEAN BARTLETT3 | PO BOX 16104 LUBBOCK, TX 79490 | AFLAC | $315 | $0 | $315 | 0.19% |
| DAVID R ZUNIGA3 Filed as: DAVID R. ZUNIGA | 6131 36TH ST. LUBBOCK, TX 79407 | AFLAC | $279 | $0 | $279 | 0.17% |
| JASON WILLIAM SHRIVER3 | 3707 110TH ST. LUBBOCK, TX 79423 | AFLAC | $279 | $0 | $279 | 0.17% |
| SHIRLEE HEARD3 | 2526 C 82ND ST. LUBBOCK, TX 79423 | AFLAC | $248 | $0 | $248 | 0.15% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE. STE F LUBBOCK, TX 79423 | AFLAC | $134 | $59 | $193 | 0.12% |
| L CARTHEL ENTERPRISE INC3 Filed as: L CARTHEL ENTERPRISES INC. | 4409 71ST STREET LUBBOCK, TX 49424 | AFLAC | $174 | $4 | $178 | 0.11% |
| ANGELIQUE N LILES3 Filed as: ANGELIQUE N. LILES | 305 REGENCY PKWY STE 605 MANSFIELD, TX 76063 | AFLAC | $124 | $0 | $124 | 0.07% |
| ARTHUR CHAVEZ3 | 4405 58TH ST. LUBBOCK, TX 79414 | AFLAC | $111 | $0 | $111 | 0.07% |
| DAVID L DEARDORFF3 Filed as: DAVID L. DEARDORFF | 9083 E. 138TH ST. S BIXBY, OK 74008 | AFLAC | $91 | $0 | $91 | 0.05% |
| MARK STEVEN CHILES3 | 22 BRIERCROFT OFFICE PARK STE 7 LUBBOCK, TX 79412 | AFLAC | $63 | $7 | $70 | 0.04% |
| SHERRI W WHEELER3 Filed as: SHERRI W. WHEELER | 5602 YORK AVE. LUBBOCK, TX 79414 | AFLAC | $66 | $0 | $66 | 0.04% |
| MICHAEL W JOINER3 Filed as: MICHAEL W. JOINER | 6308 IOLA AVE. UNIT 102 LUBBOCK, TX 79424 | AFLAC | $61 | $0 | $61 | 0.04% |
| MICHELLE ANNE CHILES3 | 22 BRIERCROFT OFFICE PARK STE 7 LUBBOCK, TX 79412 | AFLAC | $35 | $16 | $51 | 0.03% |
| MICHAEL GRASS3 | 25618 RYANS CREEK CT. KATY, TX 77494 | AFLAC | $38 | $0 | $38 | 0.02% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE. STE F LUBBOCK, TX 79423 | AFLAC | $32 | $0 | $32 | 0.02% |
| ANGELICA ESTRADA3 | PO BOX 16813 LUBBOCK, TX 79490 | AFLAC | $27 | $0 | $27 | 0.02% |
| MARTHA SUE CARDENAS3 | 13315 DURANGO DRIVE AMARILLO, TX 79111 | AFLAC | $27 | $0 | $27 | 0.02% |
| BILLY JOE GILSON3 | PO BOX 152 ROPESVILLE, TX 79358 | AFLAC | $23 | $0 | $23 | 0.01% |
| SHEREE L. AMOS3 | 4521 HILLSIDE LN EDMOND, OK 73025 | AFLAC | $21 | $0 | $21 | 0.01% |
| DANNY G CASIAS3 Filed as: DANNY G. CASIAS | 3307 82ND ST. STE A LUBBOCK, TX 79423 | AFLAC | $19 | $0 | $19 | 0.01% |
| JUDY L EDWARDS3 Filed as: JUDY L. EDWARDS | PO BOX 66 BURLESON, TX 76097 | AFLAC | $18 | $0 | $18 | 0.01% |
| LAYLAN W STAPP3 Filed as: LAYLAN W. STAPP | 3602 ROLLING GREEN DR. APT. 217 ABILENE, TX 79606 | AFLAC | $18 | $0 | $18 | 0.01% |
| FRANKLIN R DAVIES3 Filed as: FRANKLIN R. DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $17 | $0 | $17 | 0.01% |
| DONNA CDEBACA STEWART3 | 3501 FRENCH PARK DR. STE E EDMOND, OK 73034 | AFLAC | $17 | $0 | $17 | 0.01% |
| JAMES L THOMAS JR3 Filed as: JAMES L. THOMAS, JR. | 4017 69TH ST. LUBBOCK, TX 79413 | AFLAC | $11 | $0 | $11 | 0.01% |
| PATRICIA R ALDAPE3 Filed as: PATRICIA R. ALDAPE | PO BOX 181515 ARLINGTON, TX 76096 | AFLAC | $4 | $0 | $4 | 0.00% |
| RONALD E KIRKLAND3 Filed as: RONALD JONES | 322 SPRING HILL DR. STE A800 SPRING, TX 77386 | AFLAC | $3 | $0 | $3 | 0.00% |
| MONA FRANCES BROMLEY3 | 6515 88TH STREET LUBBOCK, TX 79424 | AFLAC | $0 | $0 | $0 | 0.00% |
| MARCO JOE KLIMEK3 | 1501 LYNDON B. JOHNSON FWY STE 660 DALLAS, TX 75234 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 570 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 570 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 213 | $0 |
| Other | AFLAC | 176 | $168K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 213 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.