| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST FT WORTH, TX 76107 | UNITEDHEALTHCARE INSURANCE COMPANY | $44K | — | $44K | 11.01% |
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST FT WORTH, TX 76107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 10.77% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 10000 N CENTRAL EXPY SUITE 1200 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 8.81% |
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST. FORT WORTH, TX 76107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $4K | 11.82% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 10000 N CENTRAL EXPY SUITE 1200 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 7.82% |
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST FT WORTH, TX 76107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $4K | 12.58% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 10000 N CENTRAL EXPY SUITE 1200 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 7.52% |
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH STREET FORT WORTH, TX 76104 | TEXAS LEGAL PROTECTION PLAN, INC. | $2K | — | $2K | 12.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 641 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 657 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 870 | $397K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 870 | $397K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 870 | $397K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 646 | $70K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $42K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 646 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 870 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.